Ways to Save Money


These articles outline ways to save money that I have used. Some are quick tips others are longer term things you can do to save money, but they all will help you save money!

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For more articles to help you save money, just keep scrolling…

10 ways to become poor

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These are some simple ways to become poor… 1. Spend more than you make – Actually if you only do #1, you won’t have to worry about the other 9. This is the easiest way for anyone to become poor. It doesn’t matter if you make millions or hundreds each month, the same principle applies.

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4 Steps You Should Never Skip When Buying a Used Car

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Buying a used car is definitely the best way to get the most car for your money. Used cars depreciate much more slowly than new cars. However, purchasing a used car can be stressful. Did the previous owners take care of the car? Has it been in a wreck? Are there any recalls on the […]

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5 Things Wealthy People Do Differently

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When it comes to the wealthy, there’s often a belief that they’re rich because they were born into money. While that’s certainly true for many, it isn’t the case across the board. Many of the wealthy have had to work their way up to being rich and to do so they’ve had to adopt a different set of habits from most other people.

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How to quit spending more money than you make

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So you want to learn how to quit spending more money than you make? Here are a few ideas that have helped me…

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How much are you really getting paid?

When you factor in all the additional expenses of having your job (some of which may not be obvious) that you could avoid if you didn’t have that particular job, you begin to see the value in this calculation.

I am currently reading Your Money or Your Life – which is a great book by the way. And I won’t turn this article into a review of the book since I haven’t finished it yet, but one of the things that I found very valuable the other day was calculating your real hourly wage. It’s not as simple as saying, “I make $400 a week and work 40 hours, therefore I make $10/hr.” When you factor in all the additional expenses of having your job (which some may not be obvious) that you could avoid if you didn’t have that particular job, you begin to see the value in this calculation.

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4 Free Ways to Do Your Taxes on Your Phone

These are 4 ways you can file your taxes for free using your iphone. One of them even offers free state tax filing as well as free federal filing! Enjoy!

Are you ready to start working on your 2012 state and federal tax returns? There’s an app for that! Actually, there are several free ways to do your taxes on your tablet or smartphone. Suddenly, tax time just got a little less taxing – and maybe even a little more fun.

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Best Financial Books for under $1

The best financial books that you can get for under a $1

In the case of this article, I picked out five of the best personal finance books out there that you can get for less than a buck. I wouldn’t say that these are necessarily the five best financial books written, but they are all very popular and have proved themselves to be worth something – even if it is only a buck! 😉

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How to negotiate with credit card companies

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A few years ago, when I had over $15,000 of credit card debt, I was often negotiating with credit card companies to get better interest rates. I took a very active approach toward minimizing my interest expense on my debt and learning to negotiate with credit card companies was a key component…

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The one thing I would teach a recent college Grad

The one thing I would teach a recent college grad

You just finished your degree and you are probably looking for your first “real” job. This is the perfect opportunity to decide how you would like your financial life to be. You have the choice to spend and buy whatever you feel like which will likely put you in heaps of debt.

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How to Avoid the Negative Influences of the Wealth Effect

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We instinctively cling to what we have when times are tough, but we also loosen those purse strings when good times return. The following hints will help you keep your savings and spending on track.

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How Cars Affect your Financial Freedom

How your car dramatically affects your financial freedom...

I had a revelation about cars that has caused me to not really care what mine looks like. It’s not that I don’t want a really fast car, it is just that there is something I want a bit more: financial freedom.

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15+ Amazing Ways you can use Coffee Grounds

15 ways you can use coffee grounds that you haven't thought of

Did you know that the USA consumes over of 400 million cups of coffee per day? Most of those used coffee grounds are thrown right into the trash or rinsed down the sink. What a waste! Coffee grounds can still have a useful life after that pot of coffee has been brewed. In fact, companies such […]

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10 Free Household Budget Spreadsheets

A bunch of free budgeting spreadsheets available to download

Someone asked me to share my favorite free household or personal budgeting spreadsheets… Each one of these budgeting templates are free… If you use OpenOffice (basically a free version of Microsoft Office)…

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How to File Your State Income Tax Online for Free

5 free ways to file your STATE taxes for FREE. It is pretty easy to find a free FEDERAL option, but filing state taxes for free can be tough to find.

It isn’t too difficult to find a place to file your federal tax return for free, but finding a service to file your state return for free is another story. Here’s what I found . . . .

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