Budgeting is becoming cool again!
It really comes as no surprise that more and more people are starting to budget as the economy tightens up. I have been noticing more people interested in budgeting – which gets me excited! If you have been around here for any length of time you know that I was converted to budgeting and have been thrilled at how liberating it has been. Yes, I said liberating – I believe that budgeting should be fun and if done properly, it really makes your life a whole lot more peaceful.
This is my favorite worksheet I have found, but it isn’t really printable. They do have a free demo, but the full-version is $15.
So don’t worry, if a printable and free worksheet is what you are looking for just keep scrolling as there are a bunch below that won’t cost you a dime.
In an effort to help out some of the new budgeting converts, I decided to put together this article as a means of consolidating a bunch of budgeting resources. Some are worksheets I created and some are from others. Just about all of them can be downloaded as a PDF, which you can then print from your printer. I have included the Excel file for many of them as well – if you are into that. So hopefully you will be able to find a worksheet that will help you create a better budget! Enjoy!
Free Basic budgeting worksheet
This is budgeting worksheet I created that I use when I am trying to add up my total monthly expenses and compare them to my income. I like it because it has about every possible expense that you could have in your budget. It’s very simple and isn’t fancy at all, but it gets the job done when I am making adjustments to my monthly budget.
Printable Budget Worksheet from Freddie Mac
FreddieMac.com provides this budgeting worksheet. It allows you to budget specific amounts for the month and then compare the figures after the month’s end to see your areas for improvement.
- Download or print it: FM Printable budgeting worksheet.pdf
Budgeting worksheet for students
Amsa.com (American Student Assistance) provides this budget sheet. It is simple and will help college students create a budget to keep them in line financially.
- Download or print it: Budget Worksheet.pdf
Christmas shopping budget worksheet
A few years ago after getting frustrated with finding myself in debt every year after Christmas, I decided I needed to take some steps in the right direction by budgeting for Christmas. So, what we did was created a list of everyone who we could imagine buying gifts for that year and we used this worksheet to stay within our budget.
Bill payment schedule
This is another worksheet that was birthed out of a frustrating situation. I found that while I traditionally had been good about paying my bills on time, I was occasionally late on payments – and it wasn’t because I didn’t have the money, but because I didn’t have a good system in place to pay the bills. So I created a worksheet that I still use 2 times each month that allows me to schedule and pay the bills on time!
Financial Life on One Page (FLOP)
This is a worksheet that I created to help keep my financial life organized. Basically it is a spreadsheet that contains all of my account details (balances, etc) that would be a very valuable help to my wife if I were to suddenly leave this earth. Since I know a lot more about the details of our financial accounts, I feel that it is part of my responsibility to have things in order for her if I weren’t here. This worksheet helps me do that. To find out more specifically how to benefit from this worksheet check out this article… Your financial life on one page.
Debt Snowball worksheet
If you are following the recommended Debt Snowball as a means of paying down your debts, then this worksheet might be helpful.
- Find out more about the Debt Snowball Worksheet.