Course curriculum

    1. Before we begin...

    2. A chicken, a Bible and a banana tree

    3. 2 tips before getting started

    4. The Problem with Budgeting Tools

    5. How to get your spouse on board (if needed)

    1. 1. Overview of the Real Money Method

    2. 2. How to quickly tell where your money has been going

    3. 3. Let's tell your money where to go

    4. 4. Budgeting with Variable Income (optional)

    5. 5. How to find a bank that works with the Real Money Method

    6. 6. How to handle the savings account withdrawal limit

    7. 7. How to define the right number of spending categories

    8. 8. Why we use separate spending money accounts

    9. 9. Ally Spending Buckets - what you need to know

    10. 10. Getting started with your accounts

    11. 11. Get Starbucks on us!

    12. 12. Putting all the pieces together - how this works in real life

    13. 13. How to actually get started with the method

    14. 14. How we track transactions

    15. 15. The importance of the buffer (to avoid overdrafts)

    16. 16. What to expect in the first month

    17. 17. This works...

    18. 18. A little more incentive to get your accounts set up...

    1. 1. How to optimize your BILLS account

    2. 2. The Bill Pay Optimizer

    3. 3. How to use a credit card with this method

    4. 4. A simple trick to stay on top of categorizing transactions

    5. 5. Consider adding in sinking funds

    6. 6. How to setup overdraft protection

    7. 7. How to use Zelle with the Real Money Method

    8. 8. Common FAQs (Your questions answered)

    1. Real Money Method Cohort Week 1

    2. Real Money Method Cohort Week 2

    3. Real Money Method Cohort Week 3

    4. Real Money Method Cohort Week 4

    5. Real Money Method Cohort Week 5

    1. What questions do you have?

About this course

  • $97.00
  • 37 lessons
  • 5 hours of video content

What students are saying;

5 star rating

Content

Deborah T Shanahan

Everything is explained very well

Everything is explained very well

Read Less
5 star rating

New and Impressed

Sharon Boseant

I have only begun this course, but I am already feeling confident in the outcome. Bob is easy to listen to and comes across as approachable and real - just what I need in a mentor.

I have only begun this course, but I am already feeling confident in the outcome. Bob is easy to listen to and comes across as approachable and real - just what I need in a mentor.

Read Less
5 star rating

Barebones & Streamlined!!

John Glaze

I have ADD. I can't handle long and slow explanations. Mix this with the lickety-split, distracted world we all live in and you have a cocktail for guaranteed failure. Bob and Linda get ahead of this problem, and I believe most ministries out ther...

Read More

I have ADD. I can't handle long and slow explanations. Mix this with the lickety-split, distracted world we all live in and you have a cocktail for guaranteed failure. Bob and Linda get ahead of this problem, and I believe most ministries out there should be trying to do the same. I've mentored dozens in the IT field for support roles. I know what it means to cut to the chase, connect the dots, make it simple. And they did it. As the saying I once heard says, "Communicators take something complicated... and make it simple." Blessings, John - Columbus, Ohio

Read Less
5 star rating

Life changing budgeting method

Krista Da Silva

I'm finally able to stay on top of my personal finances. This course has helped me to better understand and control how I use my money. If you are struggling to control where your money goes, I would totally recommend you invest in this life chang...

Read More

I'm finally able to stay on top of my personal finances. This course has helped me to better understand and control how I use my money. If you are struggling to control where your money goes, I would totally recommend you invest in this life changing course.

Read Less
5 star rating

The Real Money Method is the Real Deal!

Robert Butler

The Real Money Method is the Real Deal! Lots of wisdom and insight from people who love Jesus and genuinely care about equipping people to be financially free!

The Real Money Method is the Real Deal! Lots of wisdom and insight from people who love Jesus and genuinely care about equipping people to be financially free!

Read Less
5 star rating

Content

Deborah T Shanahan

Everything is explained very well

Everything is explained very well

Read Less
5 star rating

New and Impressed

Sharon Boseant

I have only begun this course, but I am already feeling confident in the outcome. Bob is easy to listen to and comes across as approachable and real - just what I need in a mentor.

I have only begun this course, but I am already feeling confident in the outcome. Bob is easy to listen to and comes across as approachable and real - just what I need in a mentor.

Read Less
5 star rating

Barebones & Streamlined!!

John Glaze

I have ADD. I can't handle long and slow explanations. Mix this with the lickety-split, distracted world we all live in and you have a cocktail for guaranteed failure. Bob and Linda get ahead of this problem, and I believe most ministries out ther...

Read More

I have ADD. I can't handle long and slow explanations. Mix this with the lickety-split, distracted world we all live in and you have a cocktail for guaranteed failure. Bob and Linda get ahead of this problem, and I believe most ministries out there should be trying to do the same. I've mentored dozens in the IT field for support roles. I know what it means to cut to the chase, connect the dots, make it simple. And they did it. As the saying I once heard says, "Communicators take something complicated... and make it simple." Blessings, John - Columbus, Ohio

Read Less
5 star rating

Life changing budgeting method

Krista Da Silva

I'm finally able to stay on top of my personal finances. This course has helped me to better understand and control how I use my money. If you are struggling to control where your money goes, I would totally recommend you invest in this life chang...

Read More

I'm finally able to stay on top of my personal finances. This course has helped me to better understand and control how I use my money. If you are struggling to control where your money goes, I would totally recommend you invest in this life changing course.

Read Less
5 star rating

The Real Money Method is the Real Deal!

Robert Butler

The Real Money Method is the Real Deal! Lots of wisdom and insight from people who love Jesus and genuinely care about equipping people to be financially free!

The Real Money Method is the Real Deal! Lots of wisdom and insight from people who love Jesus and genuinely care about equipping people to be financially free!

Read Less
5 star rating

Content

Deborah T Shanahan

Everything is explained very well

Everything is explained very well

Read Less

Instructor(s)

Bob Lotich

SeedTime Founder

Bob Lotich is a Certified Educator in Personal Finance (CEPF®), award-winning blogger, and has been named a top 20 social influencer in personal finance. But most importantly he isn't just teaching theory, but it is real life for him. Having lived through significant financial struggles himself (and having come out the other side) he has an understanding of money in the "real world" that most financial gurus can't relate to. Everything he teaches he (and Linda) live out themselves and have proven the concept before sharing with others.