As a couple, we (Bob and Linda) do our best to make wise financial decisions. After all, we write and speak about this stuff for a living. So, even though it’s hard to admit it, we’ve definitely done some dumb things with our money! One caveat …
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How to calculate your real hourly wage
How much are you really getting paid? A few years ago I read Your Money or Your Life and it is a great book that provided me with a lot of valuable information including calculating your real hourly wage. It’s not as simple as saying, “I make $400 a …
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The 5 best Dave Ramsey quotes
I live in the same hometown as Dave Ramsey, and it seems like every other person I meet here works for Ramsey Solutions. But my admiration goes beyond my proximity to his home office. I’ve read his books, watched several of his videos, and even gone …
10 in-demand jobs I would go after if I were starting over
Sometimes I wonder what I would do if I had to start my career from scratch today. Fortunately, I’ve discovered ten in-demand jobs or entrepreneurial ventures that: Will likely remain in demand for years to come.Are in thriving, not dying, …
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10 Free Household Budget Spreadsheets for 2019
A reader recently asked me if I knew of any good and free budgeting spreadsheets. Personally, I love Excel and get a kick out of building spreadsheets, but I know not everyone is as interested in that as I am. ;) But whether you like to …
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31 Legitimate & Profitable Home Based Business Ideas (for 2019)
With an increasing desire for many to escape the rat race and work from home, many people are trying to start a home-based business. Working from home not only offers independence and freedom but there are also some great home-based business tax …
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5 Bible Verses about Money Every Christian Should Know
Let me start by saying that it was difficult to create this list. Think about it, I am trying to pick the best verses from the Bible about a particular topic. Are there really best verses, or are there just those that have impacted us more than …
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25 Top Ways To Save Money (that work fast)
Originally this article started as 16 ways to save money by NOT being normal, but over the years we have written about so many great ways to save money, I thought I would expand on it a bit to create an even larger list of some of the best …
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How to get out of credit card debt (on your own)
12 years ago, Linda and I confronted our debt and decided that we were going to pay off our credit card debt on our own (and fast if at all possible). We were determined to make the sacrifices necessary to eliminate it as quickly as possible. We …
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How to travel for free in the U.S. [this is how we do it]
I know when you read a title like “how to travel the U.S. for free” you can’t help but be suspicious. But stick with me on this - if this is new to you, you are going to like it. Over the last 5 years, we have gotten 161 hotel nights and 100+ …
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Tithing in the New Testament & Old
As long as I have been a Christian, I can remember people arguing and debating about tithing. Some say it was only an Old Testament Law that doesn’t need to be followed as believers under the New Covenant. And some say that tithing is just as …
Why I took a 1-year Sabbatical (and how I did it)
First off, I am fully aware that most people will go their entire lives without taking a month-long sabbatical, let alone taking an entire Sabbatical year. I am also aware that many people feel stuck or trapped with work to a point that they can't …
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Why we began giving our age as a percentage
I can still remember exactly where I was standing in the middle of that field when He dropped it on my heart. I was in my secret place (that wasn’t really that secret). It was technically a construction site for an upcoming phase in our subdivision …
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How I made $2,145 Last Month by decluttering
A few years ago I began a journey towards minimalism. And not the weird kind where you sleep on the floor and only have one plate and one fork, but a kind where I question all my possessions and get rid of the stuff I don't need. I had read a few …
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10 Encouraging Bible Verses & Uplifting Scriptures [FREE PDF]
Everyone needs a bit of encouragement from time to time. Thankfully we have the Bible as our ultimate source of encouragement! Even in the midst of a financial crisis , we can remain hopeful and encouraged if we keep trusting in God. I have found …
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