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The Blog

A Biblical formula for paying off debt miraculously fast

July 28, 2023 By Bob Lotich, CEPF®

Today we discuss a biblical formula for paying off debt miraculously fast. While the idea of a biblical formula may seem odd, we explore a passage from 2 Kings 4 that reveals the key to unlocking supernatural financial miracles. Throughout this article, you will be inspired by real-life examples of ordinary people turning their seemingly […]

How to hear from God with your giving

July 28, 2023 By Bob Lotich, CEPF®

We often get asked “how did you know you were hearing from God?” after we share some of our giving stories that God has led us through. While we don’t have all the answers and we don’t believe there is only one way to hear from God, in this article we are sharing what we […]

If you aren’t blessed financially are you doing something wrong?

July 28, 2023 By Bob Lotich, CEPF®

The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors. Are You Doing Something Wrong if You Aren’t Financially Blessed? I tend to get variations of this question quite often. So, that’s the question we are tackling today. I promise you, this topic is just the tip […]

Budgeting: 5 limiting beliefs

August 1, 2023 By Bob Lotich, CEPF®

Limiting beliefs are powerful. They can keep us from taking action, even when deep down we know our situation needs to change. We can read all the books, listen to all the podcasts, and follow all the brand-name advice – but still be in bondage financially because of beliefs rooted in our hearts. These beliefs […]

The problem with “The Sound of Freedom” that we should be talking about…

July 28, 2023 By Bob Lotich, CEPF®

Have you seen “the Sound of Freedom” yet? Well, we just saw it and there is something we all need to be talking about with it. But first, let me take you back a few years… About 5 years ago Linda and I were on our way out of town to go on a much […]

Relay Bank Review

June 2, 2023 By Bob Lotich, CEPF®

Ok, I keep getting asked about the business bank account that we use… These are just 2 in the last week… And honestly I feel like I get this question all the time, so let’s chat… I haven’t liked many business checking accounts. In the last 16 years I have had quite a few business […]

$2k Giveaway! Celebrating 1 year!

May 4, 2023 By Bob Lotich, CEPF®

Get out the confetti cause we are celebrating over here! Simple Money, Rich Life is a year old! The last year has been so amazing with what God has done through this little book in our community (and beyond)! Linda and I are so thankful for your stories you have shared and could not be […]

Storing up treasures in heaven (the Bible verses)

April 7, 2023 By Bob Lotich, CEPF®

I am convinced that we are all just absolutely not catching the gravity of this concept of storing up treasures in heaven and if we did, we’d be living our lives a lot differently. So I just did a little research pulling out the specific Bible verses and scriptures that reference this whole treasure in […]

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What is SeedTime?

Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our best-selling book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Simple Money Rich Life

 

Legal Disclaimer

The articles on this site should not be taken as financial advice. We recommend contacting a Christian financial advisor or Bible-based financial coach for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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