I live in the same hometown as Dave Ramsey, and it seems like every other person I meet here works for Ramsey Solutions. But my admiration goes beyond my proximity to his home office. I’ve read his …
The Blog
10 in-demand jobs I would go after if I were starting over
Sometimes I wonder what I would do if I had to start my career from scratch today. Fortunately, I’ve discovered ten in-demand jobs or entrepreneurial ventures that: Will likely remain in demand for …
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Being Satisfied With What We Have
How does the phrase “be satisfied with what you have” strike you? I confess that it bothers me. I might be a pretty content guy, but the idea of being satisfied with what I have implies that I …
Why marriage is the best financial move [with Chuck Bentley]
I recently sat down with Chuck Bentley, CEO of Crown Financial, to chat and he shared some great advice on marriage and finances. You can watch the video or read the full transcription …
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3 Keys to Making REAL Money for 2020 and Beyond (that Few Are Doing)
There are three keys to making money in the 21st century. 50 years ago—even 20 years ago—you could get by with one or two of these keys, but things are different now. Elsewhere on SeedTime, we …
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10 Money Tips For Graduates
I keep checking my mailbox to get an invitation to speak at a school graduation, but alas, the invitation never came. Therefore, I’m going to share some financial advice I wish I had when I graduated …
Should You Invest When You’re in Debt?
This question came from a reader the other day. He said: “I just watched your recent investing videos. What are your thoughts about investing while in debt? We've been going crazy paying off our …
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A free savings goal calculator
I'll be honest. I get contacted multiple times a day from various companies wanting to advertise on SeedTime or wanting us to promote "their thing". And 99.9% of them get the delete button. Not all …
How we saved 75% off our vacation this year
I wrote this article article a few years ago, but it has been updated for 2019. This February I took off for what we called a bit of a sabbatical rather than a vacation. But either way, it was …
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10 Free Household Budget Spreadsheets for 2019
A reader recently asked me if I knew of any good and free budgeting spreadsheets. Personally, I love Excel and get a kick out of building spreadsheets, but I know not everyone is as interested in …
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