
Here’s the Simple Passive Investing System That Helped Us Grow AND Give Our First $1,000,000
After 19 years of testing every investment strategy out there,
I discovered the one approach that actually works for regular Christians: automated, simple, and designed to create Kingdom impact—not stress and anxiety.
“Amazingly simple to understand! I feel confident I can make the right choice in deciding which plan will suit my life now.”
-Gayle O. 10x Student
As Featured in:

What Makes 10x Investing Different?
As Christians, we’ve mastered the art of restriction.
Budget every penny. Cut every coupon. Save every dollar.
We’ve been taught to be good savers… faithful guardians who protect what God provides.
But here’s what nobody taught us:
God doesn’t call us to bury our resources in the ground. He calls us to multiply them.
The problem? While we learned the discipline of saving, nobody showed us the next step. We sit on our savings, watching inflation eat away 3% every year, paralyzed because investing feels too risky, too complex, too “worldly.”
The 10x System bridges that gap—taking you from faithful saver to confident multiplier.
From Saver to Multiplier: The 10x Transformation

1. The Multiplication Mindset Shift
Stop thinking like a survivor protecting resources. Start thinking like a steward multiplying Kingdom impact—using the same simple system that helped our family grow and give away $1,000,000, and even pay off our house with a single investment.
2. Faith-Forward Automation
Set up a system that multiplies money automatically while you focus on what God actually called you to do. No daily anxiety. No constant monitoring. Just faithful multiplication happening in the background.
3. The “Matthew 25” Effect
Like the servants who doubled their master’s money, you’ll learn to be faithful with little so you can be entrusted with much. Starting with ANY amount—even $25.
What the 10x Investing Approach Is NOT:
- NOT about greed or “prosperity gospel” thinking
- NOT gambling or speculation with God’s resources
- NOT requiring you to become obsessed with money
- NOT complex strategies that steal your peace
- NOT burying your talents out of fear
This is about breaking free from the “survival savings” mentality that keeps Christians financially stuck…
And stepping into the multiplication mindset that creates Kingdom impact for generations.
Because the truth is: Faithful stewardship doesn’t end with saving, it grows through multiplying
Now it’s time to learn the multiplying skills.

No one ever creates wealth through addition (saving) but by multiplying (investing)
I still remember the first $500 I invested.
I was terrified I was going to lose it all.
I had worked over 30 hours to earn that $500, and my hands were literally shaking as I made that first investment.
But that decision changed everything.
About a year later, I got this statement in the mail showing that my investment had earned $97…

$97 – without working a single hour.
$97 – while I was sleeping.
$97 – representing 7 hours of my life I got back.
My money was finally working for me, instead of me working for it.
Fast forward 15+ years later, and one of our investments (Tesla) had such a big day that we made more than I would have earned working 1,032 hours at that first job…

Here’s what really matters…
As Christians, I don’t think we should invest just to make money.
Here’s why I invest:
- My money starts working for me.
- I get to buy back my time.
- It multiplies what God has entrusted to me.
- It funnels as much money as possible into God’s Kingdom.
Looking back, I’m so grateful I pushed through those initial fears.That trembling $500 investment wasn’t just about money… it was about taking the first step toward true financial stewardship.

Here’s What Changes When You Move From Saver to Multiplier:
WITHOUT a system, you’ll keep:
- Watching inflation eat away 3% of your savings every year while you “play it safe”
- Feeling guilty about every dollar spent because you’re stuck in survival mode
- Postponing your God-given dreams because “someday when I have more money”
- Working harder while your money sits idle in accounts earning 0.5%
- Missing out on compound growth that could fund Kingdom work for generations
WITH a system, you’ll experience:
- Money multiplying while you sleep, turning every dollar saved into future Kingdom fuel
- Peace knowing you’re following Biblical principles, not Wall Street greed
- Confidence to take faith steps because your finances are finally working WITH God’s design
- Freedom from the “never enough” mentality as you watch multiplication happen
- Building true wealth that impacts eternity, not just your bank account
GET INSTANT ACCESS
TO THE COMPLETE 10X INVESTING SYSTEM

Transform From Faithful Saver to Confident Multiplier With Our Proven Biblical Wealth-Building Blueprint
After 16 years of testing, losing, winning, and refining, I’ve distilled everything into a simple system any Christian can follow—whether you’re starting with $25 or $25,000.
Here’s Everything You’re Getting Today:
Module 1: The Multiplication Mindset Shift Break free from the “bury it safely” mentality and embrace God’s design for increase… the same shift that helped us save AND give our first $1,000,000.
Module 2: Your 7-Day Quick Start Roadmap Follow our hand-holding checklist to make your first investment within one week—including exactly which buttons to press on which platforms
Module 3: Risk Assessment & Peace-of-Mind Investing Discover your unique investor personality so you only invest in ways that let you sleep peacefully while your money multiplies
Module 4: The “Set It and Forget It” Automation System Build the exact system that requires just 2 hours to set up and only 1 hour per year to maintain—perfect for busy Kingdom builders
Module 5: The Simple 3-Fund Portfolio Blueprint Master the same strategy Warren Buffett chose for his wife’s $139 billion inheritance—proven to beat 90% of complex strategies
Module 6: Beyond Basics – Advanced Multiplication Strategies For those ready to accelerate: the exact investments that turned our $3,000 into $98,000 (Plus Package only)
What our students are saying:
“This is a terrific investing overview and hands-on tutorial for the beginner and a great refresher course for the intermediate investor. A great value for the time and money invested.”

Thomas B.
10x Student“Amazingly simple to understand! I feel confident I can make the right choice in deciding which plan will suit my life now.”

Gayle O.
10x Student“This is a course that is hugely needed and I would recommend to anyone and be confident it works.”

Mark C.
10x Student“I cannot recommend this course enough. The simplicity of this course has shed light where there was once darkness and I feel empowered to now go invest with this newfound knowledge. I have been trying to invest and generate a passive income stream for a while now. I feel that I am equipped to do so thanks to you!”

Cynthia M.
10x Student“I’m learning so much in so little time! I learned so many things I thought I would never understand.”

Jasmine S.
10x Student“I learned a lot from this course, it provides excellent strategies that can be used even when you’re retired.”

Tammie A.
10x StudentFind the Path That’s Right For You
10x BASIC Package
“I want a clear, step-by-step path to my 1st investment”
- Why I believe anyone can 10x their investment in way less time than they think.
- Two separate exact and easy to follow investing strategies from Billionaire investors.
- The exact places I use to invest and why.
- A quick assessment to determine your risk tolerance, so you can invest safely for your temperament.
- 3 ways to minimize risk.
- Our strategy for deciding between investing and giving.
- How I broke off my limiting beliefs about building wealth.
- A quick exercise to determine if a Roth IRA or a traditional IRA is better for you.
- How to become a millionaire (and how long it’ll take).
- 90-day money-back guarantee.
- 1 year unlimited course access (with option to add on lifetime access).
$297
10x PLUS Package
“I want more investment ideas with potential higher returns”
Everything included in the BASIC package plus…
- My stock-picking strategy that has yielded me 27x and 34x returns.
- How to tell if you are on track for retirement (and how much you’ll have).
- How I am investing for the impending inflation coming in the U.S.
- How to get started in real estate investing for beginners (even with only $500).
- How I am investing in Cryptocurrency and my current strategy.
- How to find mutual funds that actually earn 12% or more a year (in 5 mins).
- List of 50+ of the best dividend-paying stocks
- How, where, and why I buy gold.
- My Investment Tracker sheet and tutorial.
- How to monitor your investment performance (free tool).
- 90-day money-back guarantee.
- 2-year unlimited course access (with option to add on lifetime access).
$497
“It spoke to fears and worries I have that I never articulated and gave me clear action points and the steps to do them. I’m really glad I bought this course.” Jessie W. / 10x Student


REQUIRED DISCLAIMER:
Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes and shouldn’t be construed as specific financial advice. There are financial risks associated with investing, and Bob Lotich’s results are not typical. For one-on-one investment advice specific to your situation, we recommend hiring a financial/investment advisor and conducting your own due diligence.
Our Promise: The right way to do business
I hate when I am buying something new and I have no idea if it will deliver on its promise or not.
To me, the right way to run a business is actually putting the customer’s needs first. So I don’t think it is fair that you should take on any risk by joining.
I believe the burden of risk should fall on the business or service provider (aka me, not you) to deliver what was promised.
So I want to give you 90 days to take the entire course, let it digest, integrate it into your life, and make sure this is really working for you.
And if you don’t LOVE it, I insist that you get 100% of your money back. I’ll even cover the credit card processing fees we incur.
We truly and sincerely only want students who are thrilled with the course, so I don’t care if it’s in 90 mins or 90 days from now – if you aren’t happy then I’m not happy.
For any reason whatsoever, if you don’t love it, just send an email to [email protected] and we will refund 100% of your payment. No hoops to jump through – just send us an email.
Take advantage of our 90-day guarantee and get started today!
More Questions? I have answers…
Is this just another “get rich in the stock market” course?
Not at all. This is about following Biblical multiplication principles that have worked for centuries. We use simple, proven investment vehicles as tools, but the focus is on becoming a faithful multiplier for Kingdom impact—not chasing wealth for wealth’s sake.
What if I’m terrible with technology?
Perfect, so was Ronald Read (a janitor who built $8 million using the same principles we’ll teach you). We literally show you which buttons to click, which websites to use, and walk you through every step. If you can check email, you can do this.
How much money do I need to start?
You can begin with literally any amount—even $25. The course works whether you’re starting from zero or have savings you’ve been too scared to invest. The principles scale with your situation.
What if I’m already near retirement?
While time is a powerful multiplier, these principles still apply. Many students in their 50s and 60s use the system to ensure their savings keep pace with inflation and create more Kingdom impact in their golden years.
Is this appropriate for Christians? Isn’t investing like gambling?
This is the opposite of gambling. Gambling hopes for quick gains through chance. Biblical investing follows God’s multiplication principles—planting seeds expecting a harvest. We only teach strategies aligned with Christian values and stewardship.
How is this different from a financial advisor?
Most advisors charge $2,500+ annually and make investing seem complex. We teach you to do it yourself in 2 hours for free (yes, free—no ongoing fees). Plus, you’ll understand exactly what you’re doing instead of blindly trusting someone else.
What if the market crashes?
We’ve invested through 2008, 2020, and multiple “crisis” moments. The course teaches you why downturns are actually opportunities for multiplication… and how to invest peacefully regardless of headlines.
Do I really only check my investments once per year?
Yes! In fact, checking more often usually HURTS returns. I check my investments once per year. Our “set it and forget it” approach protects you from emotional decisions while getting the most out of your money.
Does this work for those outside the US?
Short answer: Yes.
Long answer: We have students from all over the world because the course is strategy and principle based and not really focused on specific tools. That said, I show examples using specific online brokers to show step-by-step processes whenever possible.
While some of the online brokers I use may not be available in your country, but the fundamental strategy would still apply and should be able to be replicated with options you have in your country. Additionally, we have found online brokers that work for those in the following countries:
Andorra, United Arab Emirates, Antigua and Barbuda, Anguilla, Antarctica, Argentina, American Samoa, Austria, Australia, Aruba, Ã…land, Barbados, Belgium, Bulgaria, Bahrain, Saint-Barthélemy, Bermuda, Brunei, Bolivia, Brazil, Bhutan, Belize, Canada, Cocos [Keeling] Islands, Republic of the Congo, Switzerland, Cook Islands, Chile, Colombia, Costa Rica, Cape Verde, Curaçao, Christmas Island, Cyprus, Czechia, Germany, Denmark, Dominica, Dominican Republic, Estonia, Spain, Finland, Fiji, Falkland Islands, Federated States of Micronesia, Faroe Islands, France, United Kingdom, Grenada, French Guiana, Guernsey, Gibraltar, Greenland, Guadeloupe, Greece, South Georgia and the South Sandwich Islands, Guatemala, Guam, Hong Kong, Honduras, Croatia, Hungary, Indonesia, Ireland, Israel, Isle of Man, India, British Indian Ocean Territory, Iceland, Italy, Jersey, Jamaica, Hashemite Kingdom of Jordan, Japan, Kiribati, Saint Kitts and Nevis, Republic of Korea, Kuwait, Cayman Islands, Laos, Saint Lucia, Liechtenstein, Lesotho, Republic of Lithuania, Luxembourg, Latvia, Monaco, Republic of Moldova, Saint Martin, Marshall Islands, Northern Mariana Islands, Martinique, Montserrat, Malta, Mauritius, Malawi, Mexico, Malaysia, New Caledonia, Norfolk Island, Netherlands, Norway, Nauru, Niue, New Zealand, Oman, Panama, Peru, French Polynesia, Papua New Guinea, Philippines, Poland, Saint Pierre and Miquelon, Pitcairn Islands, Puerto Rico, Portugal, Palau, Paraguay, Qatar, Réunion, Romania, Saudi Arabia, Solomon Islands, Sweden, Singapore, Saint Helena, Slovenia, Svalbard and Jan Mayen, Slovak Republic, San Marino, Senegal, Suriname, São Tomé and PrÃncipe, El Salvador, Saint Maarten, Turks and Caicos Islands, French Southern Territories, Togo, Thailand, Tokelau, Tonga, Tuvalu, Taiwan, Tanzania, U.S. Minor Outlying Islands, United States, Uruguay, Vatican City, Saint Vincent and the Grenadines, British Virgin Islands, U.S. Virgin Islands, Wallis and Futuna, Samoa, Kosovo, South Africa.
So as long as your country is listed, you should be good to go! Oh and I should also say we aren’t in the business of just selling products. We are selling life-change. And we do business with integrity. We have no desire to sell products that can’t be used, because there wouldn’t be any life-change. So, if you get in the course and run into any other challenges because of your home-country just let us know and we will help any way we can or worst case, we will happily refund you if need be!
Just some of the questions that will be answered in the course…
- How do I actually buy a stock, mutual fund, or ETF?
- What companies do I use to invest?
- Should I invest in stocks, mutual funds, or ETFs?
- What is the simplest and safest way to invest without breaking the budget?
- Benefits/drawbacks of investing vs. paying down mortgage?
- And a lot more…
- How do I decide which funds to use for investing?
- How to prioritize investing among other financial responsibilities (i.e. kids’ college, retirement, emergency fund)?
- How do I invest in a gold fund as opposed to coins?
- How do I get started without being scared?
REQUIRED DISCLAIMER:
Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes and shouldn’t be construed as specific financial advice. There are financial risks associated with investing, and Bob Lotich’s results are not typical. For one-on-one investment advice specific to your situation, we recommend hiring a financial/investment advisor and conducting your own due diligence.

