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Bob Lotich, CEPF®

The One Question That Gets Nearly Every Pastor in Trouble With Money

written by Bob Lotich, CEPF® | Biblical Personal Finance

There’s a question that haunts the minds of pastors that is rarely talked about publicly. It surfaces during budget meetings, while opening mail containing modest honorariums, and in the quiet moments when they’re reviewing their family finances at the kitchen table. The question isn’t spoken aloud often, but it echoes silently in their thoughts: “Is […]

Christian Financial Curriculums: 5 things to look for in a Christian Financial Class

written by Bob Lotich, CEPF® | Biblical Personal Finance

Considering taking a Christian Financial Class

The Bible has a lot more to say about money than we think… and so going through a Christian Financial Curriculum makes a whole lot of sense as a Jesus-follower. And unlike other Biblical issues, it can be an ever-present worry that touches every area of our lives. It can be hard to ‘enter the […]

The 4 Money Skills: What They Never Taught You in School

written by Bob Lotich, CEPF® | Managing Money

truth about money

You’ve probably noticed something strange about money. Despite spending 12+ years in school learning about everything from algebra to ancient history, most of us graduate without ever learning one of life’s most essential skills: Money. Think about that for a second. We spend years learning how to diagram sentences and calculate geometric angles, but somehow […]

Biblical Contentment: The Surprising Power of Wanting Less & a Biblical perspective

written by Bob Lotich, CEPF® | Biblical Personal Finance

What Ancient Rome and the Bible can Teach Us About True Financial Freedom and contentment Yesterday I read a chapter from Ryan Holiday’s Discipline is Destiny that helped me put to words something that I have been thinking on for years. There’s a particular kind of power that comes from being content with little. It’s […]

Should You Tithe On Business Income?

written by Bob Lotich, CEPF® | Biblical Personal Finance

A Business Owner’s Guide to Tithing As a Christian business owner, understanding how to honor God with your business finances can often feel complex. One of the most common questions I receive is about tithing on business income – should you tithe on revenue, profits, or just your personal income from the business? This question […]

Streets of Gold in Heaven: What They Reveal About God’s Provision

written by Bob Lotich, CEPF® | Biblical Personal Finance

Have you ever stopped to really think about the streets of gold in heaven? Not just as a nice mental picture, but what it actually reveals about God’s heart and His abundance? Recently, I was talking with Linda about this, and it hit me in a fresh way that completely transformed how I view God’s […]

Is Paying Off Your Mortgage Early Possible? Here’s How We Did It In 3 Years

written by Bob Lotich, CEPF® | Saving Money, Biblical Personal Finance, Debt Help, Managing Money

How We Paid Off Our Mortgage in 3 Years: 5 Unconventional Steps We Took I know it feels nearly impossible to even buy a house these days, let alone dream about paying it off early. But even if you barely scraped together enough for that down payment, I don’t want you to fall for the […]

Does God care about your finances?

written by Bob Lotich, CEPF® | Biblical Personal Finance

I got this question from a reader the other day that I have gotten enough times that I thought it was worth addressing. The question, “Does God care about my finances?” often comes from a place of deep pain and struggle. When the bills are piling up, health challenges strike, and it feels like you’re […]

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