With interest rates on the rise over the last couple years, we have seen lots of personal savings accounts with good interest rates 4%+. But what about business savings accounts? Are there actually any business savings accounts that actually pay well? It turns out that most of them are still paying 0.1% (or basically nothing), […]
About Bob Lotich, CEPF®
Mint.com is shutting down… my 2 favorite Mint Alternatives
So, Mint.com (probably the most popular financial app out there) is closing its doors at the end of the year. While it was originally designed to track your spending, many users began to use it as a budgeting app as well. I never really found it to be very effective at budgeting because there isn’t […]
Can we cover the cost of your Christmas shopping this year?
Last year, we gave Jason (a SeedTime reader just like you) $1,000 to help cover Christmas shopping. This year, I’d love to send it to you! It is really easy to get entered to win, so just follow the instructions below! Here’s how to enter the $1k giveaway: If you want a chance to win, […]
The 4 red flags of the Tranzact debit card
I have been getting emails from a bunch of readers asking for us to do a Tranzact debit card review wanting to know what I think about the Tranzact rewards card. If you haven’t heard, basically, it is a debit card with a positive social impact that provides “Z-Bucks” that can be used to buy […]
WARNING: healthcare sharing ministry users, you need to see this…
So, Linda and I have been using Medi-Share as our Christian healthcare-sharing service for over 13 years now. And while they are not perfect and not the cheapest, I recently received an email from a reader that I found to be shocking so I wanted to share… If you know us, you know that we […]
We’re opening up the doors for 10 more churches to go through our Christian financial curriculum
A few weeks ago, this church from Atlanta reached out, wanting to know if we had a financial class that could help their discipleship group with both the practical and spiritual aspects of managing money. We had just the thing. I suggested they check out our True Financial Freedom 6-week on-demand class. A few weeks […]
Our Honest Medi-Share Review after 14 years
My Medi-Share review below was originally written in 2009 when I was investigating them but has been continually updated (now for 2023) as I”ve been using them for over 10 years. Hope it helps! If you are in a self-employed situation like myself or just looking for a Christian health insurance alternative, you may want […]
What Growing Up Broke Taught me about money
One of my distinct childhood memories is riding with my Dad as I sat in the passenger seat of our old Ford Escort. It was a hot summer day but we had the windows down because the A/C didn’t work. We were on a busy road, and as my dad pulled up to a stoplight, […]
