Many people choose self-insurance or go without insurance while others take on too much insurance. During downtimes, insurance can be a financial lifesaver. But is it wise and godly to protect against illness, death, accident, or theft?
About Jay Peroni, CFP®
Long Term Care Insurance: Are Seniors The Only Ones Who Need it?
Many in their 40s and 50s begin to wonder about long-term care insurance. They may be taking care of an aging parent or seeing someone they love that needs an assisted living facility, in home health care, or a nursing home. So that brings up an interesting question: who needs long-term care insurance?
Advantages Of A Living Trust vs. A Will
Over the past 15 years as a financial planner, I am often asked, “should I have a will or a trust?” I sure wished every prospective client would ask this question because this would reveal they were planning ahead. The sad fact remains that less than half of adults have a will, let alone a trust…
What is a Roth 401(k)? 6 benefits you might care about…
The Roth 401k offers a lot of benefits that traditional 401ks do not. These are 6 great benefits and reasons you might want to sign up for the Roth option of 401k…
