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Joe

About Joe

Joe Plemon is a Certified Financial Coach and has been coaching people with money since 2006. He also served as a Money Columnist for the Southern Illinoisan newspaper since 2007. You can read more from Joe at Personal Finance by the Book on LoansOnlineUsa.net.

5 Extraordinary Stories About Giving

written by Joe | Biblical Personal Finance

extraordinary stories about giving

As a reader of ChristianPF, I assume that you agree with this statement: “Even if you pay off every debt, build a fully funded emergency fund, invest wisely for retirement, save for your children’s college fund, and pay off your house early, you could still be missing the most important personal finance principle: giving!”

Being Satisfied With What We Have

written by Joe | Biblical Personal Finance

satisfied with what we have

How does the phrase “be satisfied with what you have” strike you? I confess that it bothers me. I might be a pretty content guy, but the idea of being satisfied with what I have implies that I shouldn’t be hoping for more . . . a nicer house or a more dependable car or […]

Raise Your Children to be Generous: 3 Important Tips

written by Joe | Biblical Personal Finance

Raise Your Children To Be Generous

On a Spring day in 1998, I reluctantly notified our mission chairman that I wouldn’t be able to make the Mexico Mission trip. My reason? I did not have the $500 deposit. However, that same day, my daughter called, “Dad, I know that you really, really want to take this trip, and it just so happens that I have an extra $500. I want you to use it for your deposit.”

8 Practical Ways to Love God More Than Money

written by Joe | Saving Money

8 ways to love GOD more than money

I write this article as much to myself as to you: I fully realize how money will persistently and insidiously seek to capture a bigger and bigger portion of my heart and my life. I also know that drifting through life doesn’t work because I seldom drift closer to God.

How Your Family Can Take Back Christmas!

written by Joe | Simplify

Christmas

Over the years, Jan and I have seen the joy of Christmas turn to stress as we annually exhausted ourselves with shopping lists, shopping extravagances, and mounds of gifts to be wrapped and delivered. We had allowed Christmas to become our master, and we found ourselves enduring rather than enjoying the season . . . .

15 Timeless Financial Quotes Worth Reading

written by Joe | Managing Money

15 timeless financial and money quotes

Some people have the ability to squeeze a lot of meaning into a few words … words that anchor themselves in our minds and guide us, often when we are not expecting it. These meaningful snippets, over time, become oft quoted sayings. In this post, I will quote — and comment on — some very common and some not so common financial sayings.

Can Rich People Get to Heaven?

written by Joe | Biblical Personal Finance

can rich people get to heaven

If I am going to write about rich people getting to heaven, we had better clarify what we mean by “rich”. Because most of us compare ourselves with neighbors or fellow workers or bank presidents or movie stars, we can agree that the “richness” is a relative trait. Right? In that case, by that standard, […]

Life Lessons from 6 Famous Failures

written by Joe | Productivity

6 lessons from famous failures

Have you ever met a successful person who did not encounter some failures along the way? I know I haven’t … it seems that failure is inextricably blended into the pathway toward success. Fortunately for us, some very famous people have traveled this path. What can we learn from these “famous failures”?

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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