• Skip to main content
  • Skip to primary sidebar
  • Skip to footer

  • About
    • About us
    • Why SeedTime?
    • Our Beliefs
    • The Story of SeedTime
  • Podcast
  • Free Book
    • Get your 1st copy free (+S&H)
    • Order multiple copies here
  • Programs
    • Login
    • Mission-Driven Millionaire
    • True Financial Freedom
    • The Real Money Method (unbudgeting) course
    • The 10x Investing course
  • Churches
  • Blog
    • The 14 Financial Tools We Actually Use
    • Our strategy for giving away millions
    • 5 Bible Verses You Should Know (Free PDF)
    • 25 Ways to Save Money
    • Why we began giving our age as a percentage
    • My Checklist To Financial Freedom (Free PDF)
    • Tithing: an honest look and what we do
    • Why I took a Sabbatical YEAR (and how I did it)
    • How to travel for FREE [161 hotel nights and 103 flights all free]
    • 4 Financial Lessons from Solomon: The Richest Man Ever
    • How to become a millionaire by turning $2k into $1 mil
    • How to get out of credit card debt (Free PDF)
    • How I made $2,145 Last Month by decluttering
    • How I Broke Free From the Rat Race (in less than 2 years)
    • We just checked off the biggest goal in our life
    • Our Honest Medi-Share Review after 14 years
    • 4 Money Habits To Start (that basically guarantee financial success)
  • Email

Joe

Why You Should Beware of Percentage Budgets

written by Joe | Managing Money

Budgeting by Percentage

You have seen those percentage budget plans which deftly tell you what percentage of your budget you should spend on which categories. Yes, they are a good guide, but you need to beware that giving too much credence to those percentages could get you in trouble. For example . . . .

How to Get Health Insurance With No Job

written by Joe | Managing Money

Health Insurance Provider

Admittedly, getting health insurance with no job is a stretch. Why? Because no job implies no income, and health insurance companies aren’t in the business of giving away free coverage. However, there are instances when jobless people can get free or very inexpensive coverage. Also, alternatives to “normal” health insurance can sometimes save big time on “normal” premiums. Let’s explore some of these options.

What Does the Bible Say About Worrying About Money?

written by Joe | Biblical Personal Finance

what does the bible say about worrying about money

Should you be worrying about money? And does the Bible give practical tips for overcoming worry? Worry has many affects on your health and situation, so how do you get rid of it? In this post, I won’t claim to give the totality of Biblical counsel on this topic, but I do promise that the following passages will help.

Why Integrity is Important in the Workplace

written by Joe | Career & Work

Why integrity is important in the workplace

In his book The Millionaire Mind, Thomas J. Stanley asked 733 millionaires to rank 30 factors which led to their success. The number one attribute, “being honest with all people,” tells volumes about the importance of integrity in the workplace: it is more than living out good moral principles — it is also critical for succeeding in the business world.

Why You Should be Happy With What You Have

written by Joe | Biblical Personal Finance, Simplify

why you should be happy with what you have

What do you need to make you happy? A nicer car? A better paying job? A bigger house? The newest cell phone? Now let me ask another question: do you truly believe that these things will give you long term happiness? My guess is that life has taught you that whatever mood boost you might receive won’t last. It never does. The moment you get the latest and greatest, the euphoria dissipates and you begin longing for something else. Am I right?

Tithing When Your Spouse Doesn’t Approve

written by Joe | Biblical Personal Finance, Managing Money

tithing when your spouse doesn't approve

A friend of mine recently confided, “I always tithe from my income, but I would never tell my husband . . . he would not approve.” My initial response was respect for this act of devotion toward God in spite of the resistance her husband represents. However, as the conversation settled in, I began to question my friend’s actions.

5 Bible Promises That Everything is Going to Work Out

written by Joe | Biblical Personal Finance

How do you respond when your child needs surgery? Your 401k loses half its value? Your business partner embezzles funds from you? Your spouse is diagnosed with cancer? You feel like you have failed God one time too many? You discover that your trusted pastor has been having an affair? If you are like me, your first thought is not “everything will work out.”

What does the Bible say about Co-signing loans for others?

written by Joe | Biblical Personal Finance, Money Mistakes

Whereas the bible never uses the term “co-signing”, it gives plenty of advice about assuming responsibility for another person’s loan. Most of this advice, appropriately, comes from the Book of Proverbs … a book of wisdom. Here’s what it has to say.

  • « Go to Previous Page
  • Go to page 1
  • Go to page 2
  • Go to page 3
  • Go to page 4
  • Go to page 5
  • Go to page 6
  • Go to Next Page »

Primary Sidebar

Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

Footer



SeedTime is a 2x Plutus award winning website.
seedtime money logo



SeedTime BBB Business Review
seedtime instagram seedtime money youtube channel seedtime money twitter with Bob Lotich


Our book Simple Money, Rich Life was named 2022 book of the year!
  • Home
  • About
  • Beliefs
  • Blog
  • Courses
  • Churches
  • Press
  • Shop
  • Affiliates
  • Login

Privacy Policy | Terms | Reviews | Earnings Disclaimer | Contact | 636-344-0438
625 Bakers Bridge Ave Suite 105-134 Franklin, TN 37067
©2007-2025 · SeedTime (Formerly ChristianPF)