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Bob Lotich, CEPF®

We just checked off the biggest goal in our life…

written by Bob Lotich, CEPF® | Budgeting

I’d prefer to not share this publicly. You’ll understand why in a minute. But I find myself compelled to share it for two reasons: I want to brag on God and remind you that He is still doing miracles. I want to share the biggest practical step that helped us get there.  God’s dreams often […]

9 Millionaire Success Habits

written by Bob Lotich, CEPF® | Entrepreneurship, Managing Money, Money Mistakes, Saving Money

9 Millionaire Success Habits

(The following is a transcription from a video I recorded. Please excuse any typos or errors.) We are talking about nine millionaire success habits that hopefully will inspire you. If you are curious as to what habits you need to develop to start building wealth a little bit faster than you currently are, stay tuned […]

How To Buy Stock As A Gift (in about 3 mins)

written by Bob Lotich, CEPF® | Investing

(The following is a transcription from a video I recorded. Please excuse any typos or errors.) Today let’s talk about how to buy stock as a gift. You can even buy stock as a gift card with this website/app that I’m going to share with you. You can get one share of stock (or even […]

How To Reduce Overload And Create Margin In Life

written by Bob Lotich, CEPF® | Productivity, Simplify

How To Reduce Overload And Create Margin In Life

(The following is an abbreviated transcription from a video I recorded with Chris Cook. Please excuse any typos or errors.) Today, we are talking about how to reduce overload and how to create some margin in your life. And, I have needed margins in life sometimes. I’ve been through some battles with overload. My guest […]

30 Passive Income Ideas

written by Bob Lotich, CEPF® | Entrepreneurship, Making Money

30 Passive Income Ideas For 2021 And Beyond

(The following is an abbreviated transcription from a video I recorded. Please excuse any typos or errors.) Today we’re talking about 30 passive income ideas for 2021 and beyond. So a friend of mine, Grant Sabatier has this article where he lists 62 passive income ideas. And I went through that list, and there’s some […]

You’re Budgeting WRONG If You Do Any Of These 5 Things

written by Bob Lotich, CEPF® | Budgeting, Managing Money, Money Mistakes

You're Budgeting WRONG If You Do Any Of These 5 Things

(The following is an abbreviated transcription from a video Linda & I recorded. Please excuse any typos or errors.) For most people, budgeting is a scary word. If you feel that way about budgeting, you might be doing one of these five things wrong (or maybe all of them). When you’re doing any one of […]

Do You Spend Like A Millennial?

written by Bob Lotich, CEPF® | Managing Money

Do You Spend Like a Millennial

(The following is an abbreviated transcription from a video Linda & I recorded. Please excuse any typos or errors.) Do you spend like a millennial? I found this study, and it talks about how millennials spend money compared to all other generations. Linda and I technically are millennials. We got in by the skin of […]

4 Passive Income Secrets: 4 Things NO ONE Ever Tells You

written by Bob Lotich, CEPF® | Making Money

Passive Income 4 Things No One Ever Tells You

(The following is an abbreviated transcription from a video I recorded. Please excuse any typos or errors.) As someone who has had multiple streams of passive income for the last 10+ years, I am always frustrated at all the passive income articles and videos out there. Most of them seem to be hiding the truth […]

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.


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