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Bob Lotich, CEPF®

How To Find Unclaimed Money

written by Bob Lotich, CEPF® | Making Money

How To Find Unclaimed Money

(The following is a transcription from a video Lauren and I recorded. Please excuse any typos or errors.) If you’re looking to find unclaimed money that might be owed to you without having to pay any money to find out, you’re going to love this article. You just might be one of those lucky people […]

7 Struggles Only People Married To SAVERS Will Understand

written by Bob Lotich, CEPF® | Saving Money

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) In our marriage, Linda is the spender, and I (Bob) am the saver. And there are many trials that she has to endure being married to someone like me. 😉 And if you are married to a […]

Budgeting For Beginners (3 Easy Steps to Create A Budget)

written by Bob Lotich, CEPF® | Budgeting

How To Budget

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) So you decided you want to start a budget, but you don’t know where to start. Well, if you are new to budgeting we’re going to show you exactly how to do that, how you can get […]

Can The PPP Loan Affect Your Credit Score?

written by Bob Lotich, CEPF® | Saving Money

Can the PPP loan affect your credit score?

(The following is a transcription from a video my real estate agent, Jake Blount, and I recorded. Please excuse any typos or errors.) Can the Paycheck Protection Program (PPP) Loan negatively affect your credit score? And, can it prevent you from getting approved for a mortgage? It seems the answer is yes. I wanted to […]

37 Bible Verses About Money And Finances

written by Bob Lotich, CEPF® | Biblical Personal Finance

37 Bible Verses About Money And Finances

(The following is a transcription from a video I recorded. Please excuse any typos or errors.) Finances. No matter who we are, what we do, or where we come from, money is a major subject in one’s life. How will I earn money? What are the ways I can save money? Where and when should […]

I Rented The Fastest Car In The World And Here’s Why…

written by Bob Lotich, CEPF® | Saving Money

I Rented The Fastest Car In The World And Here's Why...

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) My wife Linda and I just celebrated our 15 year anniversary. It was also Father’s Day and so what I decided to do, or I guess we kind of mutually decided, is that we would rent a […]

How To Make Money Selling Books Online

written by Bob Lotich, CEPF® | Making Money

How To Make Money Selling Books Online

(The following is a transcription from a video I recorded. Please excuse any typos or errors.) Alright, today we are going to help you take books, if you have any laying around your house, and turn them into cash. So, how do you do this? You might ask. Well, here’s what we do. First, grab […]

President Trump says the next stimulus package will be “very generous” & announced in a “couple of weeks”

written by Bob Lotich, CEPF® | Managing Money

(The following is a transcription from a video I recorded. Please excuse any typos or errors.) Ever since that first stimulus package rolled out, I’ve been following them pretty closely and sharing a good amount over on Instagram about kind of what’s going on and where we are with everything. Everything I’ve been reading about […]

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.


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