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Bob Lotich, CEPF®

Getting out of Debt (Series)

written by Bob Lotich, CEPF® | Biblical Personal Finance, Debt Help, Managing Money

Are you looking for help getting out of debt? …Over the last 2 years while working to get out of debt, we have paid off nearly $30,000 in consumer debts from some mistakes that we made in the past.

Bankruptcy & The Bible

written by Bob Lotich, CEPF® | Biblical Personal Finance, Debt Help

bankruptcy and the bible

What does the Bible say about bankruptcy? Here is the truth about what the Bible says about bankruptcy.

Cash Crate Review – Legit or Scam?

written by Bob Lotich, CEPF® | Making Money

The sign up is simple enough. It only takes about 30 seconds and once you complete that, they take you to the below screen. Here you select which offers you would like to complete. You click the offer on the left and once you complete the offer, then you click the submit button. Cash Crate then verifies that you completed it and then adds the funds to your account.

Stress-free productivity: GTD review

written by Bob Lotich, CEPF® | Productivity

t is basically about improving your time management skills and as the title implies, getting things done more efficiently to live a less stressful life. I have read a couple similar books, Seven Habits of Highly Effective People, Zen to Done and a few other generic time-management type books.

What the Bible really says about prosperity

written by Bob Lotich, CEPF® | Biblical Personal Finance

What the bible really says about prosperity

I recently received an email from a reader asking me about some prosperity verses. I decided to dig in and do a bit more thorough study about it. I noticed a couple things that I hadn’t before about Biblical prosperity.

Christian Goal Setting

written by Bob Lotich, CEPF® | Biblical Personal Finance

christian goal setting

Should a Christian Set Goals? There seems to be a struggle for Christians in figuring out the appropriate balance between trusting God and waiting on Him and actively doing our part. Trusting in our own abilities to accomplish God’s work is the one extreme while not taking action when we should is the other extreme.

Dave Ramsey critics

written by Bob Lotich, CEPF® | Debt Help

dave ramsey critics

Dave Ramsey seems to attract quite a few critics these days. I have heard him being criticized for everything from being over-simplified to allowing people to use debit cards to buy his products.

Christians and Debt

written by Bob Lotich, CEPF® | Biblical Personal Finance, Debt Help

what the bible says about christians and debt

Should a Christian be in Debt? The Bible makes it clear that being in debt is not God’s best for us. I haven’t found anything to indicate that it is a sin for a Christian to be in debt

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