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The Blog

Should you tithe while trying to get out of debt?

written by Bob Lotich, CEPF® | Biblical Personal Finance, Debt Help

Tithing is a fiercely debated topic as you would expect with anything that seems to not make sense. I still wonder in amazement at how so many of God's principles are absolute foolishness to non-christians... I mean who in their right mind would give expecting to have more?

Being in debt and Tithing… I can’t even count how many readers have emailed me asking me about whether or not they should tithe while getting out of debt. Tithing is a fiercely debated topic (read comments on the post I wrote called Tithing in the New Testament for proof) as you would expect with anything that seems to not make sense. I still wonder in amazement at how so many of God’s principles are absolute foolishness to non-christians… I mean who in their right mind would give expecting to have more?

Free Franklin Planner templates

written by Bob Lotich, CEPF® | Productivity, Saving Money, Simplify

If you are like me and a little bit taken back by the high price of replacing the pages in your Franklin planner, I just found a great alternative.

If you are like me and a little bit taken back by the high price of replacing the pages in your Franklin planner, I just found a great alternative. It does require a little bit of an upfront investment and some elbow grease, but it should pay for itself very quickly. ..What you need to create your own planner pages… Paper – probably a thin stock, to keep your planner from becoming too bulky…

The Shortest Investment Book Ever – Review

written by Bob Lotich, CEPF® | Investing

I just finished James O’Donnell’s book called The Shortest Investment Book Ever: Wall Street Secrets for Making Every Dollar Count. Long title isn’t it? Like the title suggests it is short – about 140 pages and it is smaller in size as well.

No money for Christmas?

written by Bob Lotich, CEPF® | Saving Money

Do you not have any money for Christmas this year? After some of the financial challenges of this year it seems like there going to be more people who don’t have much cash for Christmas gifts this year. If you are in a tight spot this year and want to have a debt-free Christmas, then we need to get a little creative.

29 tips on getting out of debt from you!

written by Bob Lotich, CEPF® | Debt Help

Recently I wrote a post asking the readers for tips to help another fellow reader get out of debt. There were quite a few really good responses, so I figured I would formulate it into it’s own reader generated post! So here goes…

6 tips for a debt free Christmas

written by Bob Lotich, CEPF® | Budgeting, Debt Help, Saving Money

Why after every Christmas are most people looking at huge credit card bills wondering, “Where did all that money go?” It is no different than any other area of our lives, if we don’t have a leash on it – it will be out of our control. Think of your money like your neighbor’s dog

The parable of the ten foolish virgins

written by Bob Lotich, CEPF® | Biblical Personal Finance

the parable of the ten foolish virgins

Just like with all of the parables that Jesus used to teach valuable lessons, there is some wisdom to be gained from the parable of the 10 virgins. As with most things in life, some were wise, some were foolish, and both reaped what they sowed. I have posted the whole parable below as a refresher… The parable of the ten virgins… At that time the kingdom of heaven will be like ten virgins who took their lamps and went out to meet the bridegroom. Five of them were foolish and five were wise.

The best place to save money

written by Bob Lotich, CEPF® | Managing Money, Saving Money

Where is the best place to open a savings account? I often get asked where the best place to save money is. I think it depends a little bit on your goals, but for now the simple answer is ING Direct. If you are stocking away a quarter million dollars in your savings account, I wouldn’t recommend them since they do not have the highest interest rates.

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.


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