The SeedTime Money Podcast

In this episode, we crack open something most believers have never even noticed:
In Genesis 2:12, God says the gold of the land was “good.” And some powerful insights from @MyronGolden .

Before money was minted, before greed and shame twisted its meaning, God placed gold in Eden... and He called it good. That same word—“good”—used for trees, land, animals, and all creation. Wealth wasn’t cursed. It was created.


?? We dive into: ??
? The 8 times gold is mentioned in Genesis—and why that number matters.
? Why gold is incorruptible (literally) and what that symbolizes.
? How Abraham’s wealth wasn’t just allowed—it was celebrated.
? The surprising truth about opulence and what God really designed wealth for.
? Why your discomfort with money might not be holy… it might be unhealed.


?? Mentioned in this episode: ??
? ? Genesis 2:12 (where it all starts)
? ? Clip from Myron Golden – https://www.youtube.com/@MyronGolden
? ? The Bible (especially Genesis, 1 Peter)
? ?? Subscribe to the show & leave us a review to keep this conversation going.

? Got questions or thoughts? Hit us up—we’re always listening.


?? BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram http://instagram.com/seedtime.


?? Simple Money, Rich Life ??
If you haven’t checked out our best-selling book, Simple Money, Rich Life (https://SeedTime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


? Find out more at https://seedtime.com/

? Get exclusive tips we only share with email subscribers: https://seedtime.com/subscribe
? DM us on Instagram http://instagram.com/seedtime
?? Podcast: listen to the SeedTime Money podcast for exclusive content: https://seedtime.com/podcast


DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.

Additionally, this video and description may contain affiliate links, which means we may earn a commission and that you can support the channel by clicking those links (at no additional cost to you). This allows us to continue to eat and live indoors, so thank you for your support!!

20 5

You know that verse in Proverbs that says “the wealth of the wicked is stored up for the righteous”?

Yeah… we need to talk about that.

For years, I heard people quoting it like a divine scratch-off ticket. Sit back, wait long enough, and eventually, poof - someone else’s riches end up in your account. But what if that’s not what the Bible is saying at all?


?? In this quick but powerful episode, we break down: ??
? What Proverbs 13:22 actually means (and why most people are getting it totally wrong)
? Why this isn't about spiritual favoritism, but financial behavior
? How meekness plays a hidden role in wealth-building (spoiler: it’s not what you think)
? The overlooked principle that made people thrive during the Great Depression
? Why debt is the opposite of biblical wisdom — and how to position yourself for peace, not panic


This isn't about sitting around waiting for God to drop blessings from the sky. It’s about living like Joseph in Egypt — wise, prepared, generous, and positioned for impact when the world starts shaking.

We’re not waiting for a miracle. We’re becoming one.


?? Mentioned Resources: ??
? The Five Wealth Secrets by Craig Hill ? http://craighill.org/books
? Simple Money, Rich Life by Bob & Linda Lotich ? Get a free copy: http://seedtime.com/free
? Vines Bible Dictionary ? https://www.christianbook.com/vines-complete-expository-dictionary/vines/9780785250531/pd/50531


?? BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram http://instagram.com/seedtime.


?? Simple Money, Rich Life ??
If you haven’t checked out our best-selling book, Simple Money, Rich Life (https://SeedTime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


? Find out more at https://seedtime.com/

? Get exclusive tips we only share with email subscribers: https://seedtime.com/subscribe
? DM us on Instagram http://instagram.com/seedtime
?? Podcast: listen to the SeedTime Money podcast for exclusive content: https://seedtime.com/podcast


DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.

Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank; Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® debit cards are accepted.

Additionally, this video and description may contain affiliate links, which means we may earn a commission and that you can support the channel by clicking those links (at no additional cost to you). This allows us to continue to eat and live indoors, so thank you for your support!!

38 7

Have you ever felt like no matter how hard you work, you're still not getting ahead financially?

You're not lazy. You're not broken.

You're just programmed.

In this episode, I unpack 10 sneaky ways society wires us to stay broke—and most of us don’t even realize it’s happening. From how we’re taught about money in school, to why hustle culture keeps us exhausted but not wealthy, to the dangerous comfort that robs us of growth—this one is a wake-up call.


?? I break down: ??
? The mindset traps that make you fear risk but stay stuck in debt
? Why chasing comfort might be the most expensive decision you ever make
? The reason most people work hard but never build wealth
? How to deprogram yourself and step into true financial freedom

This isn’t a rant. It’s a roadmap.

If you’re ready to get out of survival mode and start building a life of abundance, this episode is for you.


?? BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram http://instagram.com/seedtime.


?? Simple Money, Rich Life ??
If you haven’t checked out our best-selling book, Simple Money, Rich Life (https://SeedTime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.


? Find out more at https://seedtime.com/

? Get exclusive tips we only share with email subscribers: https://seedtime.com/subscribe
? DM us on Instagram http://instagram.com/seedtime
?? Podcast: listen to the SeedTime Money podcast for exclusive content: https://seedtime.com/podcast


DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.

Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank; Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® debit cards are accepted.

Additionally, this video and description may contain affiliate links, which means we may earn a commission and that you can support the channel by clicking those links (at no additional cost to you). This allows us to continue to eat and live indoors, so thank you for your support!!

33 2

What happens when God takes away everything you thought you needed? What if the greatest financial lesson isn’t about making more but trusting more?

In this episode, we dive deep into a powerful conversation about money, faith, and radical dependence on God. Inspired by Jamie Winship’s incredible testimony, we explore how God provides in ways we could never predict—whether it’s cash mysteriously appearing in a newspaper, a stranger covering a need at just the right moment, or learning the hard lesson that we can’t out-give or out-risk God.

We also share our own financial journey—times of abundance, times of struggle, and the unexpected ways God has shown up through it all. If you've ever wrestled with financial insecurity, struggled with trusting God in your provision, or just want to hear some mind-blowing testimonies of faith in action, this episode is for you.


?? What You'll Learn in This Episode: ??
? Why money can be one of the biggest barriers to truly trusting God
? How Jamie Winship and his family lived for two years with zero income and saw God provide
? The sneaky ways financial security can shift our trust away from God
? The power of childlike faith when it comes to provision
? Why you can't out-risk or out-give God
? How to break free from the world’s financial norms and live in God’s economy


?? Resources Mentioned: ??
? Book: Simple Money, Rich Life – Get a FREE copy (just cover shipping): https://seedtime.com/free
? Jamie Winship’s Full Message: https://youtu.be/0r98ULww6ME?si=iuQrpJLXb0rZhrG2
? Jamie Winship’s Website: https://identityexchange.com/
? George Müller’s Story – A classic example of radical financial faith: https://georgemuller.org/devotional/a-famous-story-about-mullers-faith


?? Join the Conversation: ??
How has God provided for you in unexpected ways? Share your testimony with us in the comments or DM us on Instagram @Seedtime. We’d love to hear how He’s been moving in your life!


? Don’t forget to subscribe & leave a review! If this episode blessed you, share it with a friend who needs to hear it. ?



?? BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram http://instagram.com/seedtime.


?? Simple Money, Rich Life ??
If you haven’t checked out our best-selling book, Simple Money, Rich Life (https://SeedTime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.



? Find out more at https://seedtime.com/

? Get exclusive tips we only share with email subscribers: https://seedtime.com/subscribe
? DM us on Instagram http://instagram.com/seedtime
?? Podcast: listen to the SeedTime Money podcast for exclusive content: https://seedtime.com/podcast


DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.

Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank; Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® debit cards are accepted.

Additionally, this video and description may contain affiliate links, which means we may earn a commission and that you can support the channel by clicking those links (at no additional cost to you). This allows us to continue to eat and live indoors, so thank you for your support!!

428 24

Hey friends, today's episode dives into a question we hear all the time: Does God actually care about your money?

At first, it might seem like a purely earthly issue—like choosing the right toothpaste. But when you dig into scripture, you’ll find that money is one of the most talked-about topics in the Bible. Why? Because it’s deeply connected to our hearts, our trust, and our faith.


?? In this episode, we unpack: ??
? Why God isn’t obsessed with money—but cares deeply about YOU.
? How finances can be the #1 thing pulling your heart away from God (and how to guard against it).
? Why financial struggles can feel like punishment—but are often preparation.
? How to find TRUE financial freedom (Hint: It’s not about Lambos or early retirement).
? The mindset shift that will transform how you view financial ups & downs.
? Powerful testimonies of God’s provision when everything seemed lost.


We also share personal stories, biblical wisdom, and practical encouragement for anyone wrestling with finances and faith. Whether you’re in a tough spot right now or just want to align your financial life with God's heart, this episode is for you.


?? Resources Mentioned: ??
? Galatians 6:9 – Don’t grow weary in well-doing; your breakthrough is coming.
? Philippians 4:12-13 – The secret to contentment in all situations.
? Hebrews 12:7 – Viewing suffering as God's loving discipline.
? Matthew 6:26 – God provides for the birds—how much more will He care for you?
? Joseph’s Story (Genesis 37-50) – From prison to promotion; God's preparation, not punishment.


? Listen now and let this truth set you free: God SEES you. He cares about you. And He has a plan—even in your finances.


? If this episode blessed you, please take 30 seconds to leave a review. It helps more people hear this message and experience financial freedom through faith

? Tell us in the comments: Have you ever experienced a financial breakthrough that you KNEW was God? We’d love to hear your story!

? Subscribe for more faith & finance wisdom.

? Follow us on Instagram for daily encouragement ? Instagram @SeedTime: instagram.com/seedtime/

? Join our email list for exclusive content ? Sign up link: seedtime.com/subscribe/



?? Connect with us: ??
Have ideas or tips of your own? Send us a DM on Instagram @SeedTime or email me at [email protected].

And, if you enjoyed this episode, make sure to subscribe and share it with a friend who needs to hear this!



?? BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram http://instagram.com/seedtime.


?? Simple Money, Rich Life ??
If you haven’t checked out our best-selling book, Simple Money, Rich Life (https://SeedTime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.



? Find out more at https://seedtime.com/

? Get exclusive tips we only share with email subscribers: https://seedtime.com/subscribe
? DM us on Instagram http://instagram.com/seedtime
?? Podcast: listen to the SeedTime Money podcast for exclusive content: https://seedtime.com/podcast


DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.

Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank; Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® debit cards are accepted.

Additionally, this video and description may contain affiliate links, which means we may earn a commission and that you can support the channel by clicking those links (at no additional cost to you). This allows us to continue to eat and live indoors, so thank you for your support!!

23 4

Let’s be honest—grocery prices are out of control. If you feel like you’re spending WAY too much on food, you’re not alone.

In this episode, we break down 10 practical, no-nonsense ways to slash your grocery bill—without sacrificing the food you love.


?? Inside this episode, we cover: ??
? The BIGGEST grocery store mistake (and how to stop making it)
? How to meal plan like a pro (even if you hate meal planning)
? The secret grocery store timing trick that can save you 30%+
? Why we stopped using Green Chef (and what we’re doing instead)
? Costco vs. Aldi vs. Trader Joe’s—what’s ACTUALLY worth it?


?? Resources Mentioned: ??
? Article Mentioned - https://finance.yahoo.com/news/m-financial-expert-10-ways-210010177.html
? Instacart – How we use it to avoid impulse purchases - https://www.instacart.com
? Green Chef – The meal service we tested (and ditched) - https://www.greenchef.com
? Gordon Ramsay MasterClass – How Bob leveled up his home cooking - https://www.masterclass.com/classes/gordon-ramsay-teaches-cooking
? My interview with a Grocery Saving Expert - https://youtu.be/bGxw8p2vhtk?si=GwIqq7u0n3dJjgTX
? How to Find Grocery Store Sales – A deep dive into the best times to buy
? Costco vs. Sam’s Club: The Ultimate Comparison

? Join the Conversation: Do YOU have a grocery-saving hack we didn’t mention? Drop us a message—we want to hear from you!

? Subscribe & Review: If this episode helped you, it would mean the world if you left a review. Your support keeps the podcast going strong!



?? Connect with us: ??
Have ideas or tips of your own? Send us a DM on Instagram @SeedTime or email me at [email protected].

And, if you enjoyed this episode, make sure to subscribe and share it with a friend who needs to hear this!



?? BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram http://instagram.com/seedtime.


?? Simple Money, Rich Life ??
If you haven’t checked out our best-selling book, Simple Money, Rich Life (https://SeedTime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 800 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.



? Find out more at https://seedtime.com/

? Get exclusive tips we only share with email subscribers: https://seedtime.com/subscribe
? DM us on Instagram http://instagram.com/seedtime
?? Podcast: listen to the SeedTime Money podcast for exclusive content: https://seedtime.com/podcast


DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.

Relay is a financial technology company, not a bank. Banking services and FDIC insurance are provided through Thread Bank; Member FDIC. The Relay Visa® Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa® debit cards are accepted.

Additionally, this video and description may contain affiliate links, which means we may earn a commission and that you can support the channel by clicking those links (at no additional cost to you). This allows us to continue to eat and live indoors, so thank you for your support!!

28 4

Have you ever felt like your prayers for financial breakthrough were hitting a brick wall?

Here's the truth: That season of feeling stuck might actually be the key to everything God has planned for your future. In this raw and honest episode, we pull back the curtain on one of the most challenging seasons of our financial journey—a season that would eventually lead to giving away our first million dollars (though we had absolutely no idea at the time).




?? What You'll Discover: ??
? Why feeling "stuck" might actually be God's preparation season
? The counter-intuitive truth about financial breakthrough that most Christians miss
? How to reframe waiting periods from punishment to preparation
? The exact scripture that changed everything for us during our hardest season
? Why maintaining spiritual disciplines is crucial when you feel like quitting
? The surprising connection between Joseph's prison season and your financial journey



?? Key Takeaway: ??
Your season of financial frustration isn't a punishment—it's preparation. Just like Joseph's time in prison and David's years running from Saul, God is doing something much bigger than what you can see right now.



?? The Million-Dollar Truth: ??
If it isn't good yet, then God isn't done yet. Your financial breakthrough might be just around the corner, but the key is learning how to stay faithful in the waiting.



?? Scripture Referenced: ??
? Galatians 6:9 - "Let us not become weary in doing good, for at the proper time we will reap a harvest if we do not give up."
? Ephesians 3:20 - "Now to him who is able to do immeasurably more than all we ask or imagine..."
? Revelation 12:11 - "They triumphed over him by the blood of the Lamb and by the word of their testimony"
? Philippians 4:19 - "And my God will meet all your needs according to the riches of his glory in Christ Jesus."



?? Resources Mentioned ??
? SeedTime Money 40-week checklist (mentioned as part of our ongoing series): https://seedtime.com/give1m



?? BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram http://instagram.com/seedtime.



?? Simple Money, Rich Life ??
If you haven’t checked out our best-selling book, Simple Money, Rich Life (https://SeedTime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.



? Find out more at https://seedtime.com/

? Get exclusive tips we only share with email subscribers: https://seedtime.com/subscribe
? DM us on Instagram http://instagram.com/seedtime
?? Podcast: listen to the SeedTime Money podcast for exclusive content: https://seedtime.com/podcast



DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.

Additionally, this video and description may contain affiliate links, which means we may earn a commission and that you can support the channel by clicking those links (at no additional cost to you). This allows us to continue to eat and live indoors, so thank you for your support!!

28 7

In this episode, we reveal one of the most significant practices that revolutionized our finances and took us from broke to being able to reach our million dollar giving goal: praying scripture over our finances.



?? We dive deep into: ??
? The truth about why separating God from your finances is holding you back
? 5 reasons why praying scripture will transform your money (and your life)
? Our personal journey from financial stress to abundance through this powerful practice
? Practical steps to start seeing results in your own life TODAY



Plus, we're giving you our secret weapon: a FREE resource packed with the exact verses, declarations, and prayer starters we used to transform our financial life.

Don't miss this opportunity to revolutionize your relationship with money and invite God's supernatural intervention into your finances!



?? Resources Mentioned ??
? FREE Prayer & Scripture Resource: https://seedtime.com/prayer
? The Payoff 10K Plan course: https://seedtime.com/10k
? SeedTime Money 40-week checklist (mentioned as part of our ongoing series) - https://seedtime.com/give1m



?? Bible verses discussed ??
? Philippians 4:19
? Matthew 6:26
? Psalm 37:25
? 2 Corinthians 9:8
? Deuteronomy 31:6,8
? Proverbs 16:3



?? BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram http://instagram.com/seedtime.



?? Simple Money, Rich Life ??
If you haven’t checked out our best-selling book, Simple Money, Rich Life (https://SeedTime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.



? Find out more at https://seedtime.com/

? Get exclusive tips we only share with email subscribers: https://seedtime.com/subscribe
? DM us on Instagram http://instagram.com/seedtime
?? Podcast: listen to the SeedTime Money podcast for exclusive content: https://seedtime.com/podcast



DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.

Additionally, this video and description may contain affiliate links, which means we may earn a commission and that you can support the channel by clicking those links (at no additional cost to you). This allows us to continue to eat and live indoors, so thank you for your support!!

32 5

Hey friend! I've devoured over 100 finance books in the last 15 years. But only 7 of them actually changed my life.

In this episode, I'm ripping open my personal playbook and sharing the exact reads that transformed my mindset and bank account. And, that were critically important to us reaching our biggest giving goal.


?? Here's what you're going to discover ??
? The ONE book that trumps all others (Hint: It's probably already on your shelf)
? 5 wealth secrets most "gurus" don't want you to know
? How to retire before your parents (without winning the lottery)
? The psychological hack that turns pennies into millions
? Why your 401(k) might be leaving you broke (and what to do instead)


Today's episode is full of real, actionable books that's stood the test of time. Some from Christian authors, some not. But all game-changers.

P.S. Stick around till the end where I reveal the ONE book that rolls all these lessons into a simple, powerful package. It might just be the only finance book you'll ever need.


?? Resources Mentioned ??
? 5 Wealth Secrets by Craig Hill - https://amzn.to/3JA15Lt
? The Treasure Principle by Randy Alcorn - https://amzn.to/3CNeoV1
? The Automatic Millionaire by David Bach - https://amzn.to/3Psn3ny
? True Riches -by Greg Baumer and John Cortines - https://amazon.com/True-Riches-Jesus-Really-About/dp/1400208564/
? Retire before Mom & Dad by Rob Berger - https://amazon.com/Retire-Before-Mom-Dad-Financial/dp/1733914501/
? The Psychology of Money by Morgan Housel - https://amzn.to/3JWbilV
? Our Book: Simple Money, Rich Life - https://seedtime.com/smrl
? 14-Point Checklist to Give $1M by Age 40 - https://seedtime.com/give1m/


Tune in now and don't forget to subscribe, rate, and review the show – your support means the world to us!


?? BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram https://instagram.com/seedtime. Let’s get into it! ?


?? Simple Money, Rich Life ??
If you haven’t checked out our best-selling book, Simple Money, Rich Life (https://SeedTime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.



? Find out more at https://seedtime.com/

? Get exclusive tips we only share with email subscribers: https://seedtime.com/subscribe
? DM us on Instagram https://instangram.com/seedtime
?? Podcast: listen to the SeedTime Money podcast for exclusive content: https://seedtime.com/podcast



DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.

Additionally, this video and description may contain affiliate links, which means we may earn a commission and that you can support the channel by clicking those links (at no additional cost to you). This allows us to continue to eat and live indoors, so thank you for your support!!

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Today we have Jamie Winship (author of Living Fearless) and his amazing wife Donna on! We cover Identity, living fearless, the intuitive mind, hearing God's voice, and a lot more.

We go a lot of directions in this one, but summing it up I would say that if you want to END fear in your finances and be inspired in your faith you have to check out this episode.


?? Key Highlights ??
? Discover how fear not only influences, but often controls, our financial decisions and what we can do to break free from its grip.
? Learn how understanding your true identity can transform your approach to finances and life.
? The impact of fear on financial decision-making and how it limits Christian generosity.
? Jamie Winhip's unique perspective as a "militant peacemaker" and his extensive experience in hostile environments.
? Practical steps and thought experiments on how the average Christian household can contribute more effectively to solving global challenges.
? A deep dive into how nonprofits operate and the challenges of collaboration in the face of abundant resources.
? The transformative power of understanding your identity in Christ and its direct impact on financial and personal freedom.


?? Resources Mentioned ??
? Jamie's Book: Living Fearless - https://amazon.com/Living-Fearless-Exchanging-World-Liberating/dp/0800740297
? IdentityExchange.com their website offering numerous resources, including free courses and intensive cohort studies that can help listeners deepen their understanding of their identity in Christ - https://identityexchange.com
? Free Course: "Finding Hope in Depression" – A new resource provided by Jamie and Donna, ideal for anyone seeking hope and guidance, especially relevant for Mental Health Awareness Month - https://identityexchange.com/finding-hope-in-depression


?? BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram http://instagram.com/seedtime. Let’s get into it! ?


?? Simple Money, Rich Life ??
If you haven’t checked out our best-selling book, Simple Money, Rich Life (https://SeedTime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.



? Find out more at https://seedtime.com/

? Get exclusive tips we only share with email subscribers: https://seedtime.com/subscribe
? DM us on Instagram http://instagram.com/seedtime
?? Podcast: listen to the SeedTime Money podcast for exclusive content: https://seedtime.com/podcast



DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.

Additionally, this video and description may contain affiliate links, which means we may earn a commission and that you can support the channel by clicking those links (at no additional cost to you). This allows us to continue to eat and live indoors, so thank you for your support!!

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As we get started with this new series "Our 40-week checklist to giving $1 million", today we are starting with the story of what God has done the last few years. Here's a little of what we are covering:

? Our wild ride from the edge of financial despair to experiencing financial miracles.
? Have you ever considered that your financial situation might just be the perfect setup for a miracle? I'll share the game-changing moments that reshaped our view on money and led to abundance in ways we never expected.
? Dreaming of giving away a million dollars might sound out of reach, but what if I told you it's possible? Let's talk about what happens when your biggest dreams and divine inspiration collide.
? We've got a strategy for financial victory that goes beyond the numbers. It's about mindset shifts and making smart moves. Curious about the twists and turns on that road? We're sharing all.
? Generosity isn't just for those with overflowing bank accounts. We found that giving, no matter where you're at financially, has the power to transform not just the receiver's life but yours too. Let's explore how the joy of giving can be part of your life, regardless of your financial status.
? For us, financial freedom became a tool, not the ultimate goal. It's a means to live out our mission, not the mission itself. What could redefining financial freedom mean for your life and purpose?
? Sometimes, the key to a financial breakthrough is found where you least expect it. We discovered simple yet profound changes that turned everything around for us. I'm excited to share those with you.
? Our financial story is more than just our own personal victory. It's a ripple in a larger pond, a call to action for everyone. Let's delve into how your financial journey can impact not just your life but those around you, in ways you might not even imagine.


Tune in to not just hear a story of financial transformation but to ignite a spark for your own journey towards a richer life in every sense of the word.


?? Resources Mentioned ??
? Our True Financial Freedom course: https://seedtime.com/true



?? BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram http://instagram.com/seedtime. Let’s get into it! ?


?? Simple Money, Rich Life ??
If you haven’t checked out our best-selling book, Simple Money, Rich Life (https://SeedTime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.



? Find out more at https://seedtime.com/

? Get exclusive tips we only share with email subscribers: https://seedtime.com/subscribe
? DM us on Instagram http://instagram.com/seedtime
?? Podcast: listen to the SeedTime Money podcast for exclusive content: https://seedtime.com/podcast



DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.

Additionally, this video and description may contain affiliate links, which means we may earn a commission and that you can support the channel by clicking those links (at no additional cost to you). This allows us to continue to eat and live indoors, so thank you for your support!!

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To join us in our 10x Course, go here - https://seedtime.com/10x

Here's what we are covering in this live workshop:
- The truth about passive income (that no one talks about)
-How a single book helped me triple my salary with passive income—and then almost ruined my life.
-Why earning money without a deeper, God-given purpose could be the worst mistake you ever make.
-The Biblical Backbone of Passive Income: Is it ethical to make money while you sleep?
-Practical insights on converting your "wasted" time into lasting, purposeful income streams.

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We often get asked "how did you know it was God?" after we share some of our giving stories that God has led us through. While we don't have all the answers and we don't believe there is only one way to hear from God, in this episode we are sharing what we have learned about hearing from God with our giving (and really any other areas of our lives).



?? In this episode we share: ??
? The exact process we follow when we are trying to identify if we are hearing from God or not.
? A specific miracle money story and example that just happened a couple days ago.
? How hearing from God is something we ALL can do and isn't reserved for the "super-Christians" LOL
? And a lot more...



?? Simple Money, Rich Life ??
If you haven’t checked out our best-selling book, Simple Money, Rich Life (https://SeedTime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.



? Find out more at https://seedtime.com/
? Get exclusive tips we only share with email subscribers: https://seedtime.com/subscribe
? DM us on Instagram https://instagram.com/seedtime
?? Podcast: listen to the SeedTime Money podcast for exclusive content: https://seedtime.com/podcast



DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.

Additionally, this video and description may contain affiliate links, which means we may earn a commission and that you can support the channel by clicking those links (at no additional cost to you). This allows us to continue to eat and live indoors, so thank you for your support!!

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Well, it’s time to get up close and personal. Today we are going to drop you in on a recording where we show our exact budget, exact categories, and why we do what we do. Hope you find it helpful!

For more on the method we use check out https://seedtime.com/realmoney



?? A FEW TOPICS WE COVER ??
? If you think how you spend your money is weird, it’s ok… we’re all weird!
? Our budgeting categories reflect what is important to us and your categories should reflect what is important to you
? Our budget case study - how we specifically break down our budget
? How you can avoid money fights in your marriage through a budget
? The benefit of budgeting and having the ability to pay off your house and not carry loans
? An overview on how our Real Money Method budget system works



?? Simple Money, Rich Life ??
If you haven’t checked out our best-selling book, Simple Money, Rich Life (https://SeedTime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.



? Find out more at https://seedtime.com/
? Get exclusive tips we only share with email subscribers: https://seedtime.com/subscribe
? DM us on Instagram https://instagram.com/seedtime
?? Podcast: listen to the SeedTime Money podcast for exclusive content: https://seedtime.com/podcast



DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.

Additionally, this video and description may contain affiliate links, which means we may earn a commission and that you can support the channel by clicking those links (at no additional cost to you). This allows us to continue to eat and live indoors, so thank you for your support!!

48 5

We first paid off our house at age 31 and then after moving to Tennessee, we took out a mortgage and then paid it off again using the simple investing strategy that we talk about in this podcast. 



?? LINKS MENTIONED ??
? Book: Rich Dad, Poor Dad by Robert Kiyosaki - https://amzn.to/3WU6jFT
? Our 10X Investing Course - https://seedtime.com/10X



?? A FEW TOPICS WE COVER ??
? The most impactful investing lesson that I've ever learned
? What items are you currently spending money on that are decreasing in value?
? What can you be buying that will increase in value with time?
? How to be strategic when buying individual stocks
? The benefits of passive investing
? How you can win a $25 Amazon gift card from us



?? Simple Money, Rich Life ??
If you haven’t checked out our best-selling book, Simple Money, Rich Life (https://SeedTime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.



? Find out more at https://seedtime.com/
? Get exclusive tips we only share with email subscribers: https://seedtime.com/subscribe
? DM us on Instagram https://instagram.com/seedtime
?? Podcast: listen to the SeedTime Money podcast for exclusive content: https://seedtime.com/podcast



DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.

Additionally, this video and description may contain affiliate links, which means we may earn a commission and that you can support the channel by clicking those links (at no additional cost to you). This allows us to continue to eat and live indoors, so thank you for your support!!

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