- FLOP (Financial Life on One Page) – Basically my balance sheet to calculate my Net Worth, keeps track of account numbers, and other information about all my financial accounts.
Household budgeting SpreadsheetsHere are all the personal budgeting templates listed in no particular order. If you want to see them in action you can check out this video here. Click here to download (email signup required) Excel File (XLS) | Google Docs Newsletter sign up required
4Free Budget TemplateThis one is a spreadsheet and includes a PDF budgeting worksheet version as well. It was created by a CPA, so that says something right there. Download: Newsletter signup required Excel File (XLS) | Google Docs Download: Download XLS or Google Sheets
7GLBL Budget SpreadsheetSimple it is different than most because it works by pay period, rather than by month. Download: Excel File (XLS) debt-snowball method. The first page is a basic calculator for you to enter your information, choose your total monthly payment, and see a summary of the results based your debt reduction strategy. The second page is a printable payment schedule to help you keep track of your progress. Download: Excel File (XLS)
9Personal Budget WorksheetA famous old Microsoft budgeting template. It is very simple but has proven to be helpful with the 2,000,000+ downloads. I like this one because all it does is provides a sheet to add up your expenses and your income showing the difference. Download: Excel File (XLS) From Website tracking of daily expenses. Download: Excel File (XLS) | Google Docs
Our Budgeting CourseIf you are wanting more handholding and specific instruction on how to set up a budget you can actually stick with, then check out our Real Money Budgeting online course.
More thoughts about household budgetingIf you are just getting started budgeting I suggest reading two articles I wrote – How to make a budget and why budgeting is like baking cookies. From personal experience, I can assure you that you won’t get it right the first month. It’s okay, just keep making adjustments and it will get better and easier each month. Budgeting of some sort is critical if you want to master your finances or get out of debt. If you are just starting, I wish you all the best and let us know about what you learn in the comments! Also, be sure to check out the article I wrote listing 15 places to get free budgeting software.
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