A recent survey done by Bankrate showed that 56% of Americans have less than $1,000 in their bank account (both savings & checking). Just reaching that $1k milestone is proving to be a significant one in this economy that we find ourselves in. So, if you have, you know it’s a fantastic feeling knowing you’ve […]
About Bob Lotich, CEPF®
Rakuten just paid me $775.60
The reason for this post is to tell you/remind you about Rakuten – by far the easiest way to potentially save A LOT of money on your Christmas shopping (or any other time as well). It’s called Rakuten (formerly Ebates), and I have been getting checks from them for about 10 years now. In fact, […]
Christian Charitable Giving Guide: 5 Strategies for Effective Christian Giving
A Christian’s Guide to Effective Giving: Maximizing Your Impact for God’s Kingdom As followers of Christ, we are called to be good stewards of the resources God has entrusted to us. The Bible teaches us that giving is an essential part of our faith, but it doesn’t just tell us to give—it encourages us to […]
Over-spending isn’t your problem
Over-spending probably isn’t your problem. Debt probably isn’t your problem. The issue almost always lies in our hearts. The truth is, there’s more than enough money in the world to meet our needs… but even if we had it all, “the eyes of man are never satisfied.” We see this in the story of David […]
How to open a crypto Roth IRA
One of the first things I started thinking about after I started making my first couple investments in the crypto space (and especially after one of them went up like 15-20x in a matter of two years), I’m like, “huh, it would be really great if I could get this crypto in an IRA.” That […]
Our Honest Medi-Share Review after 14 years
My Medi-Share review below was originally written in 2009 when I was investigating them but has been continually updated (now for 2024) as I‘ve been using them for over 10 years. Hope it helps! If you are self-employed like me or are just looking for a Christian health insurance alternative, you may just want to […]
Medishare $100 Sign Up Bonus
Officially speaking Medishare isn’t currently offering a signup bonus for their new members. However, they do offer referral bonuses to current members when they refer other members. So, I’d love to share my referral bonus with you and send you a $100 Amazon gift card. Sound good? Here’s how it works
30 things EVERYONE should know about money by age 30
As teens, we are told to study hard so we can get a good job. As 20-somethings, we begin navigating financial independence for the first time. And leading up to our 30s, many of us hope to have finally “figured it out.” But, as you know, money is more complicated than simply earning a paycheck… […]
