Beyond the big class: getting full value from your investment Most churches picture one thing when they think about running True Financial Freedom: a big group in a room, watching videos together for six weeks. That’s a great option. But it’s not the only one. Here’s how churches are actually using their subscription to reach […]
About Bob Lotich, CEPF®
Who’s Paying for This?
5 Approaches to Funding a Church Class That Actually Work Here’s a pattern we’ve seen over and over: Everyone agrees their church should do something about financial discipleship. There’s initial excitement, maybe some research into options. And then it stalls on one question—“OK, but where’s the money coming from?” Depending on how your church handles […]
Is Your Church’s Financial Class Doing More Harm Than Good?
The hidden cost of compromise in financial discipleship—and what church leaders can do about it Churches across America have been running financial classes for decades. Yet here’s an uncomfortable question worth asking: If these classes are working, why isn’t the church becoming measurably more financially free—or more generous? The data tells a sobering story. Consumer […]
The 3 Money Dimensions
I used to think I was terrible with money. Every budget failed. Every financial plan crashed. I felt like I was constantly fighting against myself. Then I realized something: Most Christians struggle with money, not because they lack discipline. They struggle because they’re trying to be someone they’re not. Researchers (Dr. Eileen Gallo)* have discovered […]
The credit score is a scam — and It’s Keeping You in Financial Bondage
Ok, so if you can’t tell from that title, this is going to be an article where I am not pulling any punches and sharing an uncommon opinion. But stay with me because I believe this is a huge mindset change that we as Christians need to understand. So starting with the truth I wish […]
3 shifts to earn & give more
I still remember the day I made that final mortgage payment. After years of sacrifice and discipline, we’d finally done it. Emergency fund? Check. Budget that actually worked? Check. Room to breathe? Check. I’d reached that promised land of “financial peace” I’d heard so much about. But something strange happened AFTER I reached financial stability… […]
How to Decide Where to Give (When You Can’t Say Yes to Everything)
A friend texted me the other day with a question that might sound familiar: “Bob, beyond tithing, how do you decide where to give? I’ve got a friend fundraising for a mission trip, an invitation to a charity breakfast for prison ministry, and I just met someone raising money for a youth organization. They’re all […]
The Hidden Idol That Controls Every Decision You Make
Think about the last five major decisions you made. Now imagine if someone analyzed each one and revealed that a hidden influence was secretly driving every choice. Not your values. Not your prayers. Not even your logic. But something far more subtle. Jesus Warned Us About This 2,000 Years Ago “No one can serve two […]
