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Bob Lotich, CEPF®

What does the Bible say about helping your family financially?

written by Bob Lotich, CEPF® | Biblical Personal Finance

We have all had those moments when a family member asks for money. And if you haven’t, you can bet you will at some point. And if you are anything like me, you want to help because you love them. But you don’t want to make the relationship awkward, and you don’t want to create […]

MediShare Cost Calculator (this is how to get it cheapest)

written by Bob Lotich, CEPF® | Saving Money

(The following is an abbreviated transcription from a video I recorded. Please excuse any typos or errors.) I remember when I first started looking at Medishare, I was clueless as to how much it would cost compared to traditional health insurance. It ended up costing us about 50% less than regular insurance, which was really […]

How to change your money mindset [and think like the wealthy]

written by Bob Lotich, CEPF® | Biblical Personal Finance, Money Mistakes

(The following is an abbreviated transcription from a video Linda & I. Please excuse any typos or errors.) Do you think like a poor person? I found this article on medium.com that states, “if you want to be rich, you need to stop thinking like a poor person.” I read through it, and I don’t […]

Stop Trying So Hard… (and enjoy life more)

written by Bob Lotich, CEPF® | Simplify, Productivity

how to enjoy life more

(The following is an abbreviated transcription from a video Linda & I. Please excuse any typos or errors.) Today we’re going to talk about something that not everyone needs to hear. So this is a tricky one because some people do not need to hear this and shouldn’t hear it. Some people need to hear […]

How to save $1000 (in 1-3 months)

written by Bob Lotich, CEPF® | Saving Money

save 1000 challenge

Maybe you had an emergency come up and you realize you need to save $1,000 this month. Or maybe you are wanting to save a $1,000 emergency fund as soon as possible. Or maybe your friends just invited you on a trip and need some cash to join them. Whatever your reason for wanting to […]

Crystal Paine Podcast about Buying A House With Cash, Parenting, And Finding Balance

written by Bob Lotich, CEPF® | Biblical Personal Finance

Love Centered Parenting From Crystal Paine

(The following is an abbreviated transcription from the recent Crystal Paine podcast Linda & I recorded. Please excuse any typos or errors.) What would you say if I told you you could buy a house with cash? Seems impossible, right? But, it can be done and you don’t have to be a lottery winner nor […]

How to use credit cards responsibly (Our 3 simple rules)

written by Bob Lotich, CEPF® | Saving Money

How to use credit cards responsibly

When I was in my early 20’s I had no idea how to properly use a credit card – and I definitely didn’t know how to use it responsibly. And as a result my financial life was a mess. Sure, I could blame Visa and Mastercard, but the truth was that it was my fault. […]

How To Find The Best Price For All The Stuff You Buy

written by Bob Lotich, CEPF® | Saving Money

Finding the best everything you're shopping for

(The following is an abbreviated transcription from a video Linda & I recorded. Please excuse any typos or errors.) Today we’re talking about how to find the best price for things. This actually comes from a listener question, which I will read.  “When you’re talking about how quick and easy it is to find the […]

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