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Bob Lotich, CEPF®

This Unlikely Money Change Helped Our Marriage

written by Bob Lotich, CEPF® | Saving Money

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) There’s something that we do with our money that has really helped our marriage. And, we know it can help your’s too. This change was a pretty unlikely candidate. I don’t think most people would suspect this. […]

Stock Market Crash Of 2020 Coming Soon? (And How I Am Preparing)

written by Bob Lotich, CEPF® | Saving Money

(The following is a transcription from a video I recorded. Please excuse any typos or errors.) In this article, we’re going to talk about whether or not there’s a Stock Market crash coming soon. And just like anyone else, I don’t know. I have my opinions and we’re going to talk a little bit about […]

Coronavirus Stimulus Check 2020 [how much you’ll get & who qualifies]

written by Bob Lotich, CEPF® | Saving Money

Coronavirus Stimulus Check 2020 [how much you'll get & who qualifies]

(The following is a transcription from a video I recorded. Please excuse any typos or errors.) Quick little update for you. The Senate and the White House reached an agreement on this big stimulus bill, the Trump coronavirus stimulus check for 2020. Let me share with you who will be eligible, how much you will […]

Why You Need A Will Now

written by Bob Lotich, CEPF® | Saving Money

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) Today we’re talking about how to make a will. The kids are in bed, so my wife Linda and I are going to create our will. By the end of this article, you’re going to have your […]

We took a 30-day sabbatical. These are the 5 surprising lessons we learned…

written by Bob Lotich, CEPF® | Career & Work

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) My wife Linda and I just got back from our sabbatical and it looked a little bit different for both of us. But for me, I didn’t do any work for 30 days, no email and no […]

5 Used Car Buying Tips: My Exact Strategy That Has Saved Me Over $10k

written by Bob Lotich, CEPF® | Managing Money, Saving Money

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) So, we just bought a minivan. I can’t believe I’m smiling saying that. My wife and I kind of swore off ever having a minivan. But now, we are really happy about it. It’s pretty cool. Once […]

How to earn $175/month with credit cards (Tax-Free!)

written by Bob Lotich, CEPF® | Budgeting, Debt Help, Managing Money

earn cashback with credit cards

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) We had a reader, one of our readers, one of our really smart readers reached out and sent me an email of how she generates $175 a month using her credit cards. She earns less than $500 […]

The Lie I Wish I Would Have Never Believed About Money

written by Bob Lotich, CEPF® | Biblical Personal Finance, Career & Work, Entrepreneurship, Investing, Money Mistakes

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) There’s a lie that most of the world believes. And it’s that BIG things are born BIG. That The Beatles were always an amazing rock band, or that Michael Jordan was always a great basketball player, or […]

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.


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