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Bob Lotich, CEPF®

A chicken, a Bible, and a banana tree…

written by Bob Lotich, CEPF® | Announcements

A Chicken, a Bible and a banana tree

What do a chicken, a Bible, and a banana tree have in common? You can Google it, but there is only one thing that I am aware of. And that is… By enrolling in any SeedTime course, you are providing all 3 of them for someone in need. We recently began partnering with World Vision, […]

He interviewed 233 millionaires, and they do this ONE thing from the book of Genesis

written by Bob Lotich, CEPF® | Saving Money

He interviewed 233 Millionaires, and they do this ONE thing from the book of Genesis.

Have you ever wondered how wealthy people got that way? A few years back, Tom Corley did a big study where he interviewed 233 people who became millionaires to find out what they did with their money. What he found out is quite different than what most people believe. It wasn’t winning the lottery, becoming […]

My 5 top essential tools for running my business

written by Bob Lotich, CEPF® | Entrepreneurship

My 5 Top Essential Tools For Running My Business

As a business owner, I get questions A LOT about the tools I use to run my business. So, I thought I would share a few that have REALLY helped me a lot in case they might help you as well. If you’re a business owner, freelancer, or just curious about the tools that we […]

High interest business savings accounts (that actually pay 4% or more)

written by Bob Lotich, CEPF® | Saving Money, Entrepreneurship

With interest rates on the rise over the last couple years, we have seen lots of personal savings accounts with good interest rates 4%+. But what about business savings accounts? Are there actually any business savings accounts that actually pay well? It turns out that most of them are still paying 0.1% (or basically nothing), […]

Mint.com is shutting down… my 2 favorite Mint Alternatives

written by Bob Lotich, CEPF® | Budgeting, Managing Money

So, Mint.com (probably the most popular financial app out there) is closing its doors at the end of the year. While it was originally designed to track your spending, many users began to use it as a budgeting app as well. I never really found it to be very effective at budgeting because there isn’t […]

Can we cover the cost of your Christmas shopping this year?

written by Bob Lotich, CEPF® | Saving Money

Last year, we gave Jason (a SeedTime reader just like you) $1,000 to help cover Christmas shopping. This year, I’d love to send it to you! It is really easy to get entered to win, so just follow the instructions below! Here’s how to enter the $1k giveaway: If you want a chance to win, […]

WARNING: healthcare sharing ministry users, you need to see this…

written by Bob Lotich, CEPF® | Saving Money

So, Linda and I have been using Medi-Share as our Christian healthcare-sharing service for over 13 years now. And while they are not perfect and not the cheapest, I recently received an email from a reader that I found to be shocking so I wanted to share… If you know us, you know that we […]

We’re opening up the doors for 10 more churches to go through our Christian financial curriculum

written by Bob Lotich, CEPF® | Announcements

A few weeks ago, this church from Atlanta reached out, wanting to know if we had a financial class that could help their discipleship group with both the practical and spiritual aspects of managing money. We had just the thing. I suggested they check out our True Financial Freedom 6-week on-demand class. A few weeks […]

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