• Skip to main content
  • Skip to footer

  • About
    • About us
    • Why SeedTime?
    • Our Beliefs
    • The Story of SeedTime
  • Podcast
  • Free Book
    • Get your 1st copy free (+S&H)
    • Order multiple copies here
  • Programs
    • Login
    • Mission-Driven Millionaire
    • True Financial Freedom
    • The Real Money Method (unbudgeting) course
    • The 10x Investing course
  • Churches
  • Blog
    • The 14 Financial Tools We Actually Use
    • Our strategy for giving away millions
    • 5 Bible Verses You Should Know (Free PDF)
    • 25 Ways to Save Money
    • Why we began giving our age as a percentage
    • My Checklist To Financial Freedom (Free PDF)
    • Tithing: an honest look and what we do
    • Why I took a Sabbatical YEAR (and how I did it)
    • How to travel for FREE [161 hotel nights and 103 flights all free]
    • 4 Financial Lessons from Solomon: The Richest Man Ever
    • How to become a millionaire by turning $2k into $1 mil
    • How to get out of credit card debt (Free PDF)
    • How I made $2,145 Last Month by decluttering
    • How I Broke Free From the Rat Race (in less than 2 years)
    • We just checked off the biggest goal in our life
    • Our Honest Medi-Share Review after 14 years
    • 4 Money Habits To Start (that basically guarantee financial success)
  • Email

Bob Lotich, CEPF®

The 4 Money Skills: What They Never Taught You in School

written by Bob Lotich, CEPF® | Managing Money

truth about money

You’ve probably noticed something strange about money. Despite spending 12+ years in school learning about everything from algebra to ancient history, most of us graduate without ever learning one of life’s most essential skills: Money. Think about that for a second. We spend years learning how to diagram sentences and calculate geometric angles, but somehow […]

Biblical Contentment: The Surprising Power of Wanting Less & a Biblical perspective

written by Bob Lotich, CEPF® | Biblical Personal Finance

What Ancient Rome and the Bible can Teach Us About True Financial Freedom and contentment Yesterday I read a chapter from Ryan Holiday’s Discipline is Destiny that helped me put to words something that I have been thinking on for years. There’s a particular kind of power that comes from being content with little. It’s […]

Should You Tithe On Business Income?

written by Bob Lotich, CEPF® | Biblical Personal Finance

A Business Owner’s Guide to Tithing As a Christian business owner, understanding how to honor God with your business finances can often feel complex. One of the most common questions I receive is about tithing on business income – should you tithe on revenue, profits, or just your personal income from the business? This question […]

Streets of Gold in Heaven: What They Reveal About God’s Provision

written by Bob Lotich, CEPF® | Biblical Personal Finance

Have you ever stopped to really think about the streets of gold in heaven? Not just as a nice mental picture, but what it actually reveals about God’s heart and His abundance? Recently, I was talking with Linda about this, and it hit me in a fresh way that completely transformed how I view God’s […]

Is Paying Off Your Mortgage Early Possible? Here’s How We Did It In 3 Years

written by Bob Lotich, CEPF® | Saving Money, Biblical Personal Finance, Debt Help, Managing Money

How We Paid Off Our Mortgage in 3 Years: 5 Unconventional Steps We Took I know it feels nearly impossible to even buy a house these days, let alone dream about paying it off early. But even if you barely scraped together enough for that down payment, I don’t want you to fall for the […]

Does God care about your finances?

written by Bob Lotich, CEPF® | Biblical Personal Finance

I got this question from a reader the other day that I have gotten enough times that I thought it was worth addressing. The question, “Does God care about my finances?” often comes from a place of deep pain and struggle. When the bills are piling up, health challenges strike, and it feels like you’re […]

Gold vs Inflation: How gold protects your money (and why I am buying more)

written by Bob Lotich, CEPF® | Investing

How Gold Protects Your Money’s Value (While the Dollar Doesn’t) I have invested/owned gold for probably about 10 years at this point. Probably 5% of our investments have been in gold, but if I am honest, I only really did it because it was what I understood to be part of a “balanced” portfolio. It […]

Satan’s 10-step plan for your finances

written by Bob Lotich, CEPF® | Biblical Personal Finance

C.S. Lewis’ ‘Screwtape Letters’ is one of my favorite books. And if you don’t know the premise, it is essentially one demon coaching another on how to be most effective in their work. With that in mind, I decided to ask ChatGPT (the world’s leading AI) to roleplay as Satan and how it would go […]

  • « Go to Previous Page
  • Go to page 1
  • Go to page 2
  • Go to page 3
  • Go to page 4
  • Interim pages omitted …
  • Go to page 46
  • Go to Next Page »

Footer



SeedTime is a 2x Plutus award winning website.
seedtime money logo



SeedTime BBB Business Review
seedtime instagram seedtime money youtube channel seedtime money twitter with Bob Lotich


Our book Simple Money, Rich Life was named 2022 book of the year!
  • Home
  • About
  • Beliefs
  • Blog
  • Courses
  • Churches
  • Press
  • Shop
  • Affiliates
  • Login

Privacy Policy | Terms | Reviews | Earnings Disclaimer | Contact | 636-344-0438
625 Bakers Bridge Ave Suite 105-134 Franklin, TN 37067
©2007-2025 · SeedTime (Formerly ChristianPF)