• Skip to main content
  • Skip to footer

  • About
    • About us
    • Why SeedTime?
    • Our Beliefs
    • The Story of SeedTime
  • Podcast
  • Free Book
    • Get your 1st copy free (+S&H)
    • Order multiple copies here
  • Programs
    • Login
    • Mission-Driven Millionaire
    • True Financial Freedom
    • The Real Money Method (unbudgeting) course
    • The 10x Investing course
  • Churches
  • Blog
    • The 14 Financial Tools We Actually Use
    • Our strategy for giving away millions
    • 5 Bible Verses You Should Know (Free PDF)
    • 25 Ways to Save Money
    • Why we began giving our age as a percentage
    • My Checklist To Financial Freedom (Free PDF)
    • Tithing: an honest look and what we do
    • Why I took a Sabbatical YEAR (and how I did it)
    • How to travel for FREE [161 hotel nights and 103 flights all free]
    • 4 Financial Lessons from Solomon: The Richest Man Ever
    • How to become a millionaire by turning $2k into $1 mil
    • How to get out of credit card debt (Free PDF)
    • How I made $2,145 Last Month by decluttering
    • How I Broke Free From the Rat Race (in less than 2 years)
    • We just checked off the biggest goal in our life
    • Our Honest Medi-Share Review after 14 years
    • 4 Money Habits To Start (that basically guarantee financial success)
  • Email

Bob Lotich, CEPF®

The 10 most common new year’s resolutions – is yours on here?

written by Bob Lotich, CEPF® | Debt Help, Productivity, Simplify

10 most common new years resolutions

I did some researching to find out the 10 most common new year resolutions – these are them! I am not much of a supporter of new year resolutions, I don’t like waiting around for a specific date to make positive life changes. That said, I guess some people don’t really think about making positive life changes until the new year rolls around…

Saving on your home energy bill – 22 ways

written by Bob Lotich, CEPF® | Saving Money

22 ways to save money on your home energy bills

I am getting ready to embark on an all out battle against our energy bills and I know the next couple months are going to be tough. It’s been a cold December, but January and February are always a bit more intense. But after doing some homework, I found a bunch of simple things that we can do to lower our bills this winter. Even though I should have done this 2 months ago, I am going to basically treat this as my checklist of things to do to over the next couple weeks…

21 Great Bible Verses About Giving

written by Bob Lotich, CEPF® | Biblical Personal Finance, Popular

Bible verses about giving

The attitude behind it really matters. There is a huge difference between buying stuff that you feel (or are) obligated to, and intentionally (and cheerfully) giving something to another person. So if you need a little boost to your giving attitude this year, do a little meditating on the scriptures below…

Prosperity Gospel, Poverty Gospel, and the Gospel

written by Bob Lotich, CEPF® | Biblical Personal Finance

Yesterday an article was published on TheSimpleDollar where Trent shared his opinions about the “Prosperity Gospel”. I read the article, read the comments, and had some thoughts that I wanted to write about – so here we are. In the article Trent made clear all of his misgivings with the Prosperity Gospel and at the […]

Buying life insurance for your parents: Is it wise? Is it wrong?

written by Bob Lotich, CEPF® | Biblical Personal Finance, Managing Money

Would you take out life insurance on your parents? Why or why not? Recently my siblings have been talking to my mother and I about taking a life insurance out for her, in the case that she passes, a sum of money could be left for her kids and grandkids. The idea would be that we would all co-fund this insurance with her and them.

Being owed money & striving to pass the test

written by Bob Lotich, CEPF® | Biblical Personal Finance, Simplify

being owed money and striving to pass the test

I once heard someone say, “challenges are just wonderfully disguised opportunities for growth.” I really do believe it to be true. Just like a strong physical body requires exercises that push it beyond what is comfortable, so a strong character requires challenges that aren’t comfortable. My newest challenge is that an advertiser owes me a […]

How I used a 3rd car to prevent financial catastrophe

written by Bob Lotich, CEPF® | Debt Help, Managing Money

As some of you all know my car had to be put to sleep a few months ago. I am not really sure why I am just writing about it now – maybe because the grieving period lasted this long? 😉 But anyway, it’s passing marked a significant point in my financial life: It was […]

Is asking for a discount appropriate?

written by Bob Lotich, CEPF® | Simplify

I was hanging out with some of my family this weekend and an interesting & frustrating discussion came up about the appropriateness of asking for a discount from fellow Christians. The discussion started because of this story: A hard-working painter (Joe) we all knew from church went over to give an estimate to another church-member […]

  • « Go to Previous Page
  • Go to page 1
  • Interim pages omitted …
  • Go to page 37
  • Go to page 38
  • Go to page 39
  • Go to page 40
  • Go to page 41
  • Interim pages omitted …
  • Go to page 46
  • Go to Next Page »

Footer



SeedTime is a 2x Plutus award winning website.
seedtime logo



SeedTime BBB Business Review
seedtime instagram seedtime youtube channel seedtime twitter with Bob Lotich


Our book Simple Money, Rich Life was named 2022 book of the year!
  • Home
  • About
  • Beliefs
  • Blog
  • Courses
  • Churches
  • Press
  • Shop
  • Affiliates
  • Login

Privacy Policy | Terms | Reviews | Earnings Disclaimer | Contact | 636-344-0438
625 Bakers Bridge Ave Suite 105-134 Franklin, TN 37067
©2007-2025 · SeedTime (Formerly ChristianPF)