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Guest

How to Sell Your iPhone on eBay

written by Guest | Making Money

Want to get the most money from selling your old iPhone? Even if the iPhone is damaged and not working, you can sell it for the most cash on eBay.com. Selling an iPhone is not like selling clutter. There are some pitfalls to avoid, and there are ways to earn more money.

5 Steps to Take When You Receive a Call from the Collection Department

written by Guest | Saving Money

Collection Call

Have you ever been called by a collector? It’s not a pleasant experience. I’ve only received one collection call, but it was terrifying. I was in my early 20’s, already had a decent amount of debt, a reasonably expensive mortgage, and had recently quit my job to pursue one of my hair-brained million dollar schemes. Oops. Anyway, I was 30+ days past due on my mortgage, so I received a call from the mortgage company.

8 Reasons People Don’t Give to Church

written by Guest | Saving Money

8 Reasons People Don't Give to Church

Churches exist to develop people in the Christian faith and to spread the message of the Gospel. While the Word of God is free, often times spreading the good news is not and it takes money to do so. So why don’t all Christians support their church?

6 Wonderful Benefits Of Church Membership

written by Guest | Biblical Personal Finance

6 wonderful benefits of church membership

According to a report in the Christian Post, church membership is down in the two largest Christian denominations. While the article admits that further research needs to be done to answer the question “why”, the report does state that “church-goers” who are in their 20s and 30s may attend a congregation but “resist” joining them.

My Favorite 18 Bible Verses For Financial Wisdom

written by Guest | Saving Money

Proverbs 27:12 The prudent see danger and take refuge, but the simple keep going and suffer for it. Proverbs 15:22 Plans fail for lack of counsel, but with many advisers they succeed. 1 Timothy 6:10 For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered […]

Why Geese Honk and Lessons We Can Learn From Them

written by Guest | Saving Money

Why Geese Honk

I recently found a really interesting article that talks a little about the natural tendencies of geese to help each other out when in flight formation, and how that kind of support plays a large role in our finances…

Success Story: Tithing and Paying Off A House In 5 Years

written by Guest | Biblical Personal Finance, Debt Help

tithing and paying off a mortgage early

In 2005 I began tithing regularly. I got introduced to the concept that all things belong to God and I am merely a steward. At the time I had been renting an apartment for two years and finally I decided to get a place to my own. I turned 30 that year and somehow my life’s priorities were changing both in the material and spiritual sense…

7 Scriptures On Wise Money Management

written by Guest | Biblical Personal Finance

7 bible scriptures on the wise use of money

Let’s acknowledge that the American economy doesn’t look good right now, but the Bible has a lot to say about provision that we should see as truth, and it’s something we can hold onto, in times as dread-inducing as these. Let us see 7 different perspectives about money and provision that the Bible offers…

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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