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SeedTime Money (Christian Personal Finance)

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7 Ways to Go to College for Free

July 6, 2017 By Guest 21 Comments

Tuition. Fees. Books. It all adds up! College can be ridiculously expensive, but it doesn’t have to be. Don’t accept the idea that you’re going to pay an arm and a leg for college. You can go to college for free.

The 5 Best And Worst Car Insurance Companies As Rated By Consumers

July 5, 2017 By Guest 37 Comments

Every year, J.D. Power and Associates ranks consumer satisfaction across a variety of industries and services using information gathered through surveys, and one of their most areas of expertise is the automotive world. Their list is acclaimed for its accuracy and respectability. In August 2009, they released their annual ratings of auto insurance providers determined by customer satisfaction…

10 Ways to Keep your Cell Phone from Running Your Life

November 21, 2016 By Guest 7 Comments

For many of us, our smartphone is the greatest productivity tool we’ve ever owned. Apps like Todoist, Evernote, and Dropbox […]

How to use Dave Ramsey’s Envelope System [and 4 Envelope System Wallets]

June 17, 2016 By Guest 20 Comments

I have noticed that since I’ve started using the envelope system, I’m spending about $60 less per two-week period than […]

22 Ways I Use Evernote To Get Control Of My Money and Grow In My Faith

August 12, 2015 By Guest Leave a Comment

Note from Bob: Today’s post comes from my friend and Evernote wiz – Andy Traub. It’s overwhelming trying to keep […]

The Best 5 Work-from-Home Jobs from Someone Who Has Tried Them All

January 12, 2015 By Guest 8 Comments

Working from home is an excellent option for people who want to be with their families and still earn a living. When you work from home you can usually build a lot of flexibility into your schedule so that you can attend school functions for your children, care for sick family members, and tend to your household responsibilities . . . .

3 Ways to Learn Spanish
Online for Free

October 7, 2014 By Guest 3 Comments

Spanish is a fantastic language to learn (it’s one of the top spoken languages in the world), but it isn’t always easy. Besides the difficultly of learning a new language, there are cost considerations. Taking Spanish classes at a university or community college certainly costs money – not to mention transportation costs. Thankfully, the internet has made learning a new language convenient and, in some cases, free.

How to Open an Etsy Store: A Step-by-Step Guide

May 9, 2013 By Guest 14 Comments

If you haven’t heard of Etsy, well basically is it a website that allows you to create a simple storefront to sell your crafts, homemade items, vintage items, or a lot more. It has exploded in growth over the last few years and many artists are finding it to be a great way to earn money from their creations.

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Welcome!

Bob Lotich

Hey! I’m Bob Lotich. Jesus follower, husband, dad, best-selling author, CEPF®, and money nerd.

This site contains the lessons I learned on my journey from being a stingy, debt-ridden fool, to being able to give more than I ever dreamed, having a paid off house by age 31, and peace with money in the process. Find out more or join us here.

Simple Money Rich Life

 

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Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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