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Kevin Mercadante

How to Buy a House on the Courthouse Steps

written by Kevin Mercadante | Saving Money

How to buy a house on the courthouse steps

An old-fashioned term for the process of buying a property in foreclosure, buying a house on the courthouse steps is a way to get a real deal on a house — or to get into real trouble.

5 Traditional and 5 Non-traditional Ways to Invest Your Money

written by Kevin Mercadante | Investing

traditional and non-traditional ways to invest your money

If you”re new to investing, you”re probably aware that there are literally dozens of asset classes you can invest your money in. To make it easier for you, we”ve selected 10 classes, and broken them down between traditional and nontraditional, with five assets in each category. 5 Traditional Ways to Invest Your Money If you”re […]

Everything you need to know about the Wonderful ROTH IRA

written by Kevin Mercadante | Investing

Everything you need to know about the ROTH IRA...

There are literally dozens of ways to invest your money – and account types to invest them in – but one stands head and shoulders above the rest. The Roth IRA may very well be the single best investment vehicle available. While other retirement plans are tax deferred, Roth IRAs are tax free. Do we […]

Why You May Want to Invest WITHOUT a Financial Advisor

written by Kevin Mercadante | Investing

Why you may NOT want to hire a financial advisor

Many people are perfectly content to not know what’s going on in their investment portfolios. They’re happy to turn the job of investing over to someone else, like a financial advisor, so that they can tend to other things in their lives. And maybe there’s even some comfort in being able to blame someone else […]

Picking Stocks 101

written by Kevin Mercadante | Investing

Basics of picking stocks

If you’re new to investing, picking stocks can be confusing. Even if you have been investing in mutual funds for a while, stocks represent a higher risk investment, and one that requires considerably more research. Before stepping in stocks, you want to make sure that you do plenty of homework. You should also plan to […]

How to Pick Mutual Funds Like the Pros

written by Kevin Mercadante | Investing

How to pick mutual funds like a Pro

Investing in mutual funds seems simple, but there are so many funds available today that it may not be as simple as it once was. While mutual funds enable you to invest in an entire portfolio of stocks or bonds, there are various sector funds that can raise or lower the risk of your holdings. […]

What is Medical Tourism . . . and Why is it Becoming Popular?

written by Kevin Mercadante | Saving Money

medical

Rising healthcare costs are forcing modern consumers to search for different ways to reduce expenses and still get the medical service they need. Medical tourism has people living in one country and traveling to another to seek medical, dental and surgical care.

Are Annuities a Good Investment?

written by Kevin Mercadante | Investing

invest

Annuities are a type of investment, generally provided by insurance companies, designed primarily to provide a steady income . . . .

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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