Annuities are a type of investment, generally provided by insurance companies, designed primarily to provide a steady income . . . .
Reader Question: “Recently I was approached about a cancer policy from a fellow Christian. I’m having reservations about the practicality of it — each circumstance is different. Is supplemental cancer insurance worth it?”
A reader recently requested that we provide an article that addresses the following question: “I have volunteered to do the financial books for my church. Could you maybe address some tips or suggestions on the best way to do this?”
There is a common misconception that in order to get a rental car you must pay with a credit card. In reality, there are at least two ways to rent a car without a credit card. One is by using a debit card — and you probably already knew this — but the other may surprise you.
If your credit score has fallen recently, due to a missed payment or two, or perhaps you have too much credit outstanding, there are some simple ways you can improve on your credit score that will get it back on the right track. Doing a combination of several of these could see your credit score rise significantly in just the next few months — and that goes for your credit score at each credit repository.
An annual budget deficit of over $1 trillion, annual trade deficit in the neighborhood of $728 billion, an official national debt of $16.7 trillion, and unfunded liabilities of $123 trillion. How much longer can we continue to carry such enormous liabilities with such low income? Will the dollar collapse under the weight of so much debt?
If your household has always survived on at least two paychecks, the thought of living on a single income can be intimidating. It’s tough enough to live on two incomes — but one? It’s actually doable, but it can require a radical plan of action.
Have you ever wondered why you don’t save more for retirement? Or why others who you know don’t? If saving for retirement is so important, why don’t we do more of it, or even do it at all? I’ve come up with a handful of reasons, and all have to do with either personal attitude and preferences, or with life circumstances. Sometimes we just have to overcome ourselves, and other times we face circumstances that limit our efforts.