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Tim

Why You Need a Financial Fast

January 3, 2019 By Tim 43 Comments

The Bible doesn’t limit fasting only to food and drinks. Anything that can be given up temporarily so that we can focus our full attention on God can be viewed as a fast.

15 Fundamental Truths of Personal Finance

October 9, 2018 By Tim 12 Comments

It’s best to set in stone some core financial principles sooner rather than later. Here are some fundamental truths you should always keep in mind.

5 Christmas Shopping Mistakes to Avoid

November 29, 2016 By Tim 5 Comments

Christmas is around the corner, and with Black Friday behind us you might need to up your game if you’re not done with your list. But before you rush to the store or add something to your cart online, now’s the perfect time to think about some of the biggest mistakes that you should avoid this season.

Fun & Easy Way To Memorize Bible Verses (Step-By-Step)

May 5, 2016 By Tim 40 Comments

In my high school years, I gave up sports for a different activity – Bible Quiz. For those who have never heard of Bible Quiz, it’s an activity in the AG churches that brings together youth to quiz them on different books of the Bible each year. Yes, it sounds dorky, but we ended up memorizing over 2,000 verses that sharpened our minds and strengthened our faith!

7 Ways to Control Your Spending

November 5, 2015 By Tim 8 Comments

Spending must be a conscious activity What do I mean by that? Have you ever said the following at the […]

What’s Your Financial Personality?

April 24, 2015 By Tim Leave a Comment

What if there was a scale that you could use to classify your financial personality?

Subsidized vs. Unsubsidized Student Loans

April 13, 2015 By Tim Leave a Comment

When borrowing money for college, students have two different types of federal student loans that they can access: subsidized and unsubsidized. What are the differences between these two types of loans? Which type of loan is more attractive for students?

Faith and Giving Lessons from C.S. Lewis

February 16, 2015 By Tim 4 Comments

In his book, Mere Christianity, C.S. Lewis explains an aspect of the Christian faith by comparing it to receiving and giving a gift.

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Welcome!

Bob Lotich

Hey! I’m Bob Lotich. Jesus follower, husband, dad, best-selling author, CEPF®, and money nerd.

This site contains the lessons I learned on my journey from being a stingy, debt-ridden fool, to being able to give more than I ever dreamed, having a paid off house by age 31, and peace with money in the process. Find out more or join us here.

Simple Money Rich Life

 

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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