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The Blog

Stop believing the lies people tell you about yourself

written by Bob Lotich, CEPF® | Career & Work, Entrepreneurship

do what you were created to do

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) I think a lot of us believe lies that we’re told growing up. By friends, inadvertently. I think by family accidentally. Even jokes that are made. There’s so many different things that shape our beliefs about ourselves. And […]

Jordan Raynor on creativity and God

written by Bob Lotich, CEPF® | Career & Work

(The following is an abbreviated transcription from a video I recorded with Jordan Raynor. Please excuse any typos or errors.) Jordan Raynor is a serial entrepreneur best-selling author, and he wrote this book on creativity and God that I’m excited to read to my kids. It’s a really cool book because as most parents know, […]

How we take a 1 month sabbatical every year

written by Bob Lotich, CEPF® | Career & Work

month long sabbatical

We received a question from a reader about our yearly month-long sabbatical. Robin reached out and asked us this question:  “I love the idea of a sabbatical. I’m so happy that we can take one. But you’d love to hear a podcast on how to do that with younger kiddos at home. And then other […]

Am I financially ready for a baby?

written by Laura Wales | Saving Money

how to prepare your finances for a baby

If you”re wondering, “Am I financially ready for a baby?”, I”ve got an honest answer for you: You”re probably never going to be 100% ready for a baby. Babies change everything in ways you can’t even comprehend until you have one. But babies are such a blessing! And of course, babies often just come anyway […]

75 gas saving tips (for cars, trucks, etc)

written by Bob Lotich, CEPF® | Saving Money

Remember the good ‘ol days when you could fill up your gas tank for about $10? Well, since those prices don’t seem to be ever coming back again, we might as well figure out how to not use as much! To give you a little head start, I scoured the internet looking for the best […]

How to be good with money [start by never buying these 7 things]

written by Bob Lotich, CEPF® | Managing Money, Money Mistakes, Saving Money

are you good with money?

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) We found an interesting list: “Seven things that people who are good with money NEVER buy.” So this is not our list, but we wanted to share it with you. We loved going through it and […]

5 lessons from a secretary who invested her way to $7.2 million [Grace Groner]

written by Bob Lotich, CEPF® | Investing

how to invest your way to millions

The Grace Groner story I came across a really interesting story about a woman who was a lifetime secretary for 43 years. And she invested her way to 7.2 million dollars! Which I think is really cool because it proves this thing that we are constantly trying to hammer home: That you don’t need a […]

How to handle money with record-breaking inflation

written by Bob Lotich, CEPF® | Managing Money, Money Mistakes

(The following is an abbreviated transcription from a podcast Linda and I recorded. Please excuse any typos or errors.) Today we’re talking about the four steps that we’re taking with this crazy record-breaking inflation we are experiencing right now. According to CNBC, I read this article and they just came out with the newest inflation […]

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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