• Skip to main content
  • Skip to primary sidebar
  • Skip to footer

  • About
    • About us
    • Why SeedTime?
    • Our Beliefs
    • The Story of SeedTime
  • Podcast
  • Free Book
    • Get your 1st copy free (+S&H)
    • Order multiple copies here
  • Programs
    • Login
    • Mission-Driven Millionaire
    • True Financial Freedom
    • The Real Money Method (unbudgeting) course
    • The 10x Investing course
  • Churches
  • Blog
    • The 14 Financial Tools We Actually Use
    • Our strategy for giving away millions
    • 5 Bible Verses You Should Know (Free PDF)
    • 25 Ways to Save Money
    • Why we began giving our age as a percentage
    • My Checklist To Financial Freedom (Free PDF)
    • Tithing: an honest look and what we do
    • Why I took a Sabbatical YEAR (and how I did it)
    • How to travel for FREE [161 hotel nights and 103 flights all free]
    • 4 Financial Lessons from Solomon: The Richest Man Ever
    • How to become a millionaire by turning $2k into $1 mil
    • How to get out of credit card debt (Free PDF)
    • How I made $2,145 Last Month by decluttering
    • How I Broke Free From the Rat Race (in less than 2 years)
    • We just checked off the biggest goal in our life
    • Our Honest Medi-Share Review after 14 years
    • 4 Money Habits To Start (that basically guarantee financial success)
  • Email

The Blog

TurboTax vs Credit Karma Tax: Which is better?

written by Bob Lotich, CEPF® | Saving Money

Turbo Tax Vs Credit Karma Tax

Nearly 50% of all Americans prepare and file their own taxes each year. This number is increasing because tax preparation software like Credit Karma Tax and TurboTax 2020 are reducing the barriers to self-prepared returns. But, which is better – Credit Karma Tax or TurboTax 2020? It depends.  Credit Karma Tax is better if: You […]

Habits Of The Truly Successful With Mark Batterson

written by Bob Lotich, CEPF® | Career & Work, Entrepreneurship, Productivity

Learn the habits of the truly successful with Mark Batterson, as we discuss his new book Win The Day!

(The following is a transcription from a video I recorded. Please excuse any typos or errors.) Today, I am sitting down with Mark Batterson, who is a prolific writer. And I am super excited to share our conversation with you! He is actually a New York Times bestselling author of over 20 books. One of […]

How This Couple Paid Off $52k In 7 Months

written by Bob Lotich, CEPF® | Budgeting, Debt Help, Managing Money, Money Mistakes

How This Couple Paid Off 52k In 7 Months

(The following is a transcription from a video Linda and I recorded. Please excuse any typos or errors.) Today Linda and I are talking with some friends of ours (Chris and Andrea Petrie), whom we met last October, and they have a really cool story that we want to share with you. They paid off […]

We just checked off the biggest goal in our life…

written by Bob Lotich, CEPF® | Budgeting

I’d prefer to not share this publicly. You’ll understand why in a minute. But I find myself compelled to share it for two reasons: I want to brag on God and remind you that He is still doing miracles. I want to share the biggest practical step that helped us get there.  God’s dreams often […]

9 Millionaire Success Habits

written by Bob Lotich, CEPF® | Entrepreneurship, Managing Money, Money Mistakes, Saving Money

9 Millionaire Success Habits

(The following is a transcription from a video I recorded. Please excuse any typos or errors.) We are talking about nine millionaire success habits that hopefully will inspire you. If you are curious as to what habits you need to develop to start building wealth a little bit faster than you currently are, stay tuned […]

How To Buy Stock As A Gift (in about 3 mins)

written by Bob Lotich, CEPF® | Investing

(The following is a transcription from a video I recorded. Please excuse any typos or errors.) Today let’s talk about how to buy stock as a gift. You can even buy stock as a gift card with this website/app that I’m going to share with you. You can get one share of stock (or even […]

How To Reduce Overload And Create Margin In Life

written by Bob Lotich, CEPF® | Productivity, Simplify

How To Reduce Overload And Create Margin In Life

(The following is an abbreviated transcription from a video I recorded with Chris Cook. Please excuse any typos or errors.) Today, we are talking about how to reduce overload and how to create some margin in your life. And, I have needed margins in life sometimes. I’ve been through some battles with overload. My guest […]

30 Passive Income Ideas

written by Bob Lotich, CEPF® | Entrepreneurship, Making Money

30 Passive Income Ideas For 2021 And Beyond

(The following is an abbreviated transcription from a video I recorded. Please excuse any typos or errors.) Today we’re talking about 30 passive income ideas for 2021 and beyond. So a friend of mine, Grant Sabatier has this article where he lists 62 passive income ideas. And I went through that list, and there’s some […]

  • « Go to Previous Page
  • Go to page 1
  • Interim pages omitted …
  • Go to page 16
  • Go to page 17
  • Go to page 18
  • Go to page 19
  • Go to page 20
  • Interim pages omitted …
  • Go to page 80
  • Go to Next Page »

Primary Sidebar

Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

Footer



SeedTime is a 2x Plutus award winning website.
seedtime money logo



SeedTime BBB Business Review
seedtime instagram seedtime money youtube channel seedtime money twitter with Bob Lotich


Our book Simple Money, Rich Life was named 2022 book of the year!
  • Home
  • About
  • Beliefs
  • Blog
  • Courses
  • Shop
  • For Churches
  • Press
  • Affiliates
  • Login

Privacy Policy | Terms | Reviews | Earnings Disclaimer | Contact | 636-344-0438
625 Bakers Bridge Ave Suite 105-134 Franklin, TN 37067
©2007-2025 · SeedTime (Formerly ChristianPF)