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The Blog

How To Use Evernote: 21 Creative Uses

written by Jonathan | Productivity, Simplify

21 creative uses for #Evernote

Evernote is free desktop download that works like a large reference file. I like to call it my “external brain.” What is great about this application is that you can store documents, photos, and webpages all in the same place. Everything is keyword searchable. What is really cool is that any text that appears in your photos is also keyword searchable inside Evernote. If you are new to Evernote, here is a list of 21 ways how you can use Evernote to get you better organized this year:

Dear Friend/MLM Member: Please Don’t Do This

written by Bob Lotich, CEPF® | Entrepreneurship

Dear Friend/MLM Member: Please Don’t Do This... https://seedtime.com/dear-friend-mlm/

For the purposes of the article, I am defining Multi-level Marketing as any business that has a downline. Meaning members earn a percentage of the earnings of those they recruit.  I currently have family members in MLMs, some friends in MLMs, have been recruited by Primerica and many others, and my wife even sold Stella and […]

Bible Verses about Planning

written by Bob Lotich, CEPF® | Biblical Personal Finance

Bible Verses about Planning

We all know that it’s best to have a plan, when it comes to almost everything. The Bible doesn’t leave out this tool. We need to plan. I’ve studied scripture to find Bible Verses about Planning. Let’s see what the Bible says! Genesis 41:34-36 Let Pharaoh take action to appoint overseers in charge of the […]

Do Not Worry! 7 Bible Verses about Worry

written by Bob Lotich, CEPF® | Biblical Personal Finance

The uncertainty of life can get us down and cause worry in our lives. But, as a Christian, I am certain of who holds my future. Because of this, worry should be far from mind. God does not want us to worry! Let’s study scripture as we look at 7 Bible Verses about Worry… Isaiah […]

My New Favorite Money-Saving Strategy That You Aren’t Using

written by Bob Lotich, CEPF® | Saving Money

My newest money-saving strategy that you probably aren't using

I just love finding new ways to save money.  It is kind of an addiction really. 😉  And after spending years being a guinea pig with a lot of money-saving tips I created this 3-step process I used to help me save over 50% on almost all of my purchases. So today I just want […]

15 Awesome Ways To Make $200 Fast!

written by Bob Lotich, CEPF® | Making Money

Ways to make money

Want to make money quick? I surveyed 15 finance bloggers to see what the best ways to make quick money were… I asked how they would make a quick $200 (in under 2 weeks) these are their responses…

How I made $2,145 Last Month by decluttering

written by Bob Lotich, CEPF® | Making Money, Popular

A few years ago I began a journey towards minimalism.  And not the weird kind where you sleep on the floor and only have one plate and one fork, but a kind where I question all my possessions and get rid of the stuff I don’t need. I had read a few books that were […]

Why God’s way takes longer

written by Bob Lotich, CEPF® | Biblical Personal Finance

Why God's way takes longer

As I was staring at this tree I began to realize that trees grow slowly. You plant a seed for a tree and it takes a while to sprout and takes a while to grow to a decent size.Grass and even plants, on the other hand, grow a lot faster. They sprout up quickly and sometimes you can even notice growth one day to the next. I have been enjoying watching this rapid growth with all of the plants in my vegetable garden.

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.


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