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The Blog

Josh Straub on how to get on the same page as your spouse

written by Bob Lotich, CEPF® | Managing Money

(The following is an abbreviated transcription from a video Linda and I recorded with Dr. Josh Straub. Please excuse any typos or errors.) Dr. Josh Straub and his wife Christi are speakers, authors, and marriage and leadership experts. They host the Famous at Home podcast, have written many children”s books on emotional intelligence, and have […]

Dave and Ashley Willis on the 2 hardest topics in marriage

written by Bob Lotich, CEPF® | Managing Money, Biblical Personal Finance

(The following is an abbreviated transcription from a podcast Linda and I recorded with Dave and Ashley Willis. Please excuse any typos or errors.) Today we are talking with Dave and Ashley Willis. And they run an awesome podcast called: The Naked Marriage Podcast. Which, we just really like them a lot. They’re really fun and […]

How I gave away $1,000,000

written by Bob Lotich, CEPF® | Biblical Personal Finance

We had a goal to give away $1,000,00 and with God this feat was met

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) Linda and I had a goal when we got married. We wanted to give away a lot of money. Now we didn’t know how we would do this. But we knew that with God, all things are […]

How to use a no-spend challenge to pay off debt and save (with Frugal Friends)

written by Bob Lotich, CEPF® | Managing Money, Debt Help, Saving Money

Start a No-Spend Challenge

(The following is an abbreviated transcription from a podcast Linda and I recorded with Frugal Friends Jen Smith and Jill Siriani. Please excuse any typos or errors.) Today we are chatting with Jen Smith and Jill Siriani (hosts of The Frugal Friends podcast). Jen is the author of a best-selling book on Amazon called The […]

The Bubble Taurus & the lessons learned

written by Bob Lotich, CEPF® | Managing Money

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) This is the story behind the infamous Bubble Taurus (as referenced in Chapter 9 of our book Simple Money, Rich Life) and 3 life-changing lessons that I learned. Now, you may have heard me talk about […]

Why Money Doesn’t Solve Most Money Problems

written by Bob Lotich, CEPF® | Debt Help, Money Mistakes

why money doesn't solve money problems

I mean if you were making what your boss is making, it will not fix your financial squeeze. There is a famous principle that expenses rise to meet income, so if you are having a hard time paying your bills or making a dent in your mountain of debt money is NOT your answer.

“The plan” crypto bot review (5 months later & my results)

written by Bob Lotich, CEPF® | Making Money

I recently did a review of my results of this new Crypto bots experiment using “The Plan” by Dan Hollings that I’ve been doing for the last 5 months. You can watch the full video below or keep reading for the transcription. (The following is an abbreviated transcription from a video I recorded on May […]

How to make your kid a millionaire [by employing them in your business]

written by Bob Lotich, CEPF® | Investing, Career & Work, Managing Money

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) What would you say if I told you that you could set your kid up for millionaire status? You can. Especially if you own your own business. In this article you will see how you can […]

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

Related Posts

  • Making money FUN with Annie F Downs
  • How we take a 1 month sabbatical every year
  • The 3 best investing lessons I learned from my millionaire mentor
  • How to be good with money [start by never buying these 7 things]

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