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The Blog

The Millionaire Next Door summary (by Thomas J. Stanley)

written by Randy Petrick, ChFC & SeedTime | Book Summaries

The Millionaire Next Door by Thomas J. Stanley

The Millionaire Next Door has garnered significant attention for its insightful exploration into the habits and lifestyles of America’s truly wealthy. Since its publication, the book has become a must-read in the personal finance and wealth-building genre, challenging conventional notions of wealth accumulation and management. Book Details: About the Author: Dr. Thomas J. Stanley was […]

Can we cover the cost of your Christmas shopping this year?

written by Bob Lotich, CEPF® | Saving Money

Last year, we gave Jason (a SeedTime reader just like you) $1,000 to help cover Christmas shopping. This year, I’d love to send it to you! It is really easy to get entered to win, so just follow the instructions below! Here’s how to enter the $1k giveaway: If you want a chance to win, […]

Christian giving stories in ‘Stories of the Generous Life’

written by Randy Petrick, ChFC & SeedTime | Book Summaries

Stories of the Generous Life

“Stories of the Generous Life” is a compelling book full of Christian giving stories that will inspire your generosity. It delves into the world of generosity and its impact on both the giver and receiver. Known for its inspiring narratives, the book has garnered attention for its unique approach to discussing philanthropy and Christian values. […]

WARNING: healthcare sharing ministry users, you need to see this…

written by Bob Lotich, CEPF® | Saving Money

So, Linda and I have been using Medi-Share as our Christian healthcare-sharing service for over 13 years now. And while they are not perfect and not the cheapest, I recently received an email from a reader that I found to be shocking so I wanted to share… If you know us, you know that we […]

We’re opening up the doors for 10 more churches to go through our Christian financial curriculum

written by Bob Lotich, CEPF® | Announcements

A few weeks ago, this church from Atlanta reached out, wanting to know if we had a financial class that could help their discipleship group with both the practical and spiritual aspects of managing money. We had just the thing. I suggested they check out our True Financial Freedom 6-week on-demand class. A few weeks […]

What Growing Up Broke Taught me about money

written by Bob Lotich, CEPF® | Managing Money

One of my distinct childhood memories is riding with my Dad as I sat in the passenger seat of our old Ford Escort. It was a hot summer day but we had the windows down because the A/C didn’t work. We were on a busy road, and as my dad pulled up to a stoplight, […]

The Blessed Life by Robert Morris (Book Summary)

written by Randy Petrick, ChFC & SeedTime | Book Summaries

The Blessed Life

“The Blessed Life” by Robert Morris is renowned for its insightful and spiritually enriching content, focusing on the principles of biblical generosity and financial wisdom. It’s highly regarded among Christian communities for offering practical advice on managing finances in a way that honors God. Book Details: About the Author: Robert Morris is a respected pastor, […]

Tithing in the New Testament & Old

written by Bob Lotich, CEPF® | Biblical Personal Finance, Popular

Reading Bible verses

All about tithing in the new testament… Some say it was only an Old Testament Law that doesn’t need to be followed as believers under the New Covenant. And some say that it is just a relevant to New Testament Christians as it was in the Old Covenant. This is what the Bible says about Tithing…

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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