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The Blog

Biblically responsible investing: should Christians invest in morally questionable companies?

written by Bob Lotich, CEPF® | Investing, Biblical Personal Finance

The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors. One of our 10x investing students asked a question that I get asked quite often: Should we invest in companies that we don’t agree with morally? This is a question that many Christians wrestle with, and we’re […]

How to hear from God with your giving

written by Bob Lotich, CEPF® | Biblical Personal Finance

We often get asked “how did you know you were hearing from God?” after we share some of our giving stories that God has led us through. While we don’t have all the answers and we don’t believe there is only one way to hear from God, in this article we are sharing what we […]

Ten Golden Rules for Financial Success by Gary Moore – Book Review

written by Randy Petrick, ChFC & SeedTime | Book Summaries

Gary Moore’s “Ten Golden Rules for Financial Success” is often cited as a pivotal guide for aligning financial strategies with ethical principles. It’s gained recognition for its unique blend of practical financial advice and moral considerations. Book Details: About the Author: Gary Moore is a respected financial advisor who combines his financial expertise with his […]

If you aren’t blessed financially are you doing something wrong?

written by Bob Lotich, CEPF® | Biblical Personal Finance

The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors. Are You Doing Something Wrong if You Aren’t Financially Blessed? I tend to get variations of this question quite often. So, that’s the question we are tackling today. I promise you, this topic is just the tip […]

MediShare vs Samaritan Ministries

written by Bob Lotich, CEPF® | Saving Money

Medi-Share vs Samaritan Ministries

If you are trying to decide between Medi-Share (CCM) or Samaritan Ministries for your Christian health sharing ministry, then this article for you. Join Wes Strunk and I as we discuss these two Christian healthcare alternatives. Wes (a Samaritan member) and I (a Medi-Share member) discuss our experiences with Medi-Share vs Samaritan Health Ministries. We […]

Budgeting: 5 limiting beliefs

written by Bob Lotich, CEPF® | Budgeting

Limiting beliefs are powerful. They can keep us from taking action, even when deep down we know our situation needs to change. We can read all the books, listen to all the podcasts, and follow all the brand-name advice – but still be in bondage financially because of beliefs rooted in our hearts. These beliefs […]

The problem with “The Sound of Freedom” that we should be talking about…

written by Bob Lotich, CEPF® | Biblical Personal Finance

Have you seen “the Sound of Freedom” yet? Well, we just saw it and there is something we all need to be talking about with it. But first, let me take you back a few years… About 5 years ago Linda and I were on our way out of town to go on a much […]

Financial Peace book summary by Dave Ramsey

written by Randy Petrick, ChFC & SeedTime | Book Summaries

Financial Peace by Dave Ramsey

Explore the fundamental lessons and insights from Dave Ramsey’s Financial Peace in this comprehensive book review

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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