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Why we began giving our age as a percentage

written by Bob Lotich, CEPF® | Biblical Personal Finance, Popular

Why we give our age as a percentage

I can still remember exactly where I was standing in the middle of that field when He dropped it on my heart. I was in my secret place (that wasn’t really that secret).  It was technically a construction site for an upcoming phase in our subdivision high up on a hill. For whatever reason development […]

How I made $2,145 Last Month by decluttering

written by Bob Lotich, CEPF® | Making Money, Popular

A few years ago I began a journey towards minimalism.  And not the weird kind where you sleep on the floor and only have one plate and one fork, but a kind where I question all my possessions and get rid of the stuff I don’t need. I had read a few books that were […]

10 Encouraging Bible Verses & Uplifting Scriptures [FREE PDF]

written by Bob Lotich, CEPF® | Biblical Personal Finance, Popular

Everyone needs a bit of encouragement from time to time. Thankfully we have the Bible as our ultimate source of encouragement! Check out these 10 bible verses and be encouraged about how faithful our God is!

Everyone needs a bit of encouragement from time to time. Thankfully, the Bible is full of encouraging verses! Even in the midst of the “financial crisis” that we are in the middle of, we can remain hopeful and encouraged if we keep trusting in God. I have found that the key is to finding specific Bible verses and meditating on them. According to the Word, this is how faith comes. The more we soak up the truth of God’s Word, the more assured we become that He really is going to take care of us!

21 Great Bible Verses About Giving

written by Bob Lotich, CEPF® | Biblical Personal Finance, Popular

Bible verses about giving

The attitude behind it really matters. There is a huge difference between buying stuff that you feel (or are) obligated to, and intentionally (and cheerfully) giving something to another person. So if you need a little boost to your giving attitude this year, do a little meditating on the scriptures below…

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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