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Managing Money

Do You Know Why Christians Need Financial Independence?

written by Kevin Mercadante | Biblical Personal Finance, Managing Money

Abe Believes in Independence

We usually think of financial independence as being a desirable state of financial affairs, but for a Christian it may be even more important than that. The Christian walk is often a tug-of-war with the world, but few areas of life have the potential to steal away our time, efforts, attention and resources the way financial struggle can . . . .

How to Manage Money as a College Student

written by Cherie | Managing Money, Saving Money

College Student with Money

Campuses are gearing up for fresh-faced freshmen and returning students this fall. Many college students have a limited amount of money — along with limited experience in managing money. But the opportunities to spend are unlimited! Here are some tips for managing your money as a college student . . . .

Why Do Pastors Always Talk About Money?

written by Rich Avery | Biblical Personal Finance, Managing Money

Why do pastors always talk about money?

“Why do pastors always talk about money at church?” It’s a question I’m asked every now and then when someone finds out I’m a pastor.

7 Safe Places to Keep Cash Hidden in Your Home

written by Carol | Managing Money

safe places to keep cash hidden in your home

I started writing this article sitting in the dark with no power after a storm. Fortunately my laptop was fully charged and I have a little USB powered light that illuminates my keyboard. The next morning the power was still out””for hundreds of thousands of people in my state. I needed to do my weekly shopping but the grocery stores were closed. I wanted some produce from the farmers market, but had no cash. The ATM machines did not work. Sometimes, there is just a good reason to have a bit of cash hidden in your home. I think this is one of them. But where would you keep it? Here are seven places to consider . . . .

Tithing When Your Spouse Doesn’t Approve

written by Joe | Biblical Personal Finance, Managing Money

tithing when your spouse doesn't approve

A friend of mine recently confided, “I always tithe from my income, but I would never tell my husband . . . he would not approve.” My initial response was respect for this act of devotion toward God in spite of the resistance her husband represents. However, as the conversation settled in, I began to question my friend’s actions.

FDIC and NCUA Insurance: Which is Safer?

written by Tim | Managing Money

fdic and ncua insurance

Insurance is important when it comes to the money in the bank. That’s why FDIC insurance was created. But what about credit unions, do they have the same protection as banks? It might surprise you, but credit unions don’t use FDIC. They use a form of insurance provided by the NCUA. What’s the difference?

How Much to Pay a Pastor for a Wedding

written by Chris | Biblical Personal Finance, Budgeting, Managing Money

Many of you who plan to get married in the future can think right away of the pastor you would want to do your wedding. Even if you don’t, nearly every state requires a member of the clergy to officiate a legally recognized wedding. Since this is the case and because budgeting is such a key component of planning a successful wedding, how much should you pay a pastor for a wedding? What are other key factors should you keep in mind when you contact your pastor?

How much should you pay a pastor for a wedding? What are other key factors should you keep in mind when you contact your pastor? Let’s explore these important questions.

When Should You Write a Will?

written by Aaron | Managing Money

Written Will

Thinking about and planning for our own mortality is never high on the weekly to-do list. We all like to keep our minds busy with the task at hand and there always seems to be plenty in daily life to occupy us. But writing a will doesn’t have to be time-consuming. And, it’s easier than you probably think.

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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