• Skip to main content
  • Skip to primary sidebar
  • Skip to footer

  • About
    • About us
    • Why SeedTime?
    • Our Beliefs
    • The Story of SeedTime
  • Podcast
  • Free Book
    • Get your 1st copy free (+S&H)
    • Order multiple copies here
  • Programs
    • Login
    • Mission-Driven Millionaire
    • True Financial Freedom
    • The Real Money Method (unbudgeting) course
    • The 10x Investing course
  • Churches
  • Blog
    • The 14 Financial Tools We Actually Use
    • Our strategy for giving away millions
    • 5 Bible Verses You Should Know (Free PDF)
    • 25 Ways to Save Money
    • Why we began giving our age as a percentage
    • My Checklist To Financial Freedom (Free PDF)
    • Tithing: an honest look and what we do
    • Why I took a Sabbatical YEAR (and how I did it)
    • How to travel for FREE [161 hotel nights and 103 flights all free]
    • 4 Financial Lessons from Solomon: The Richest Man Ever
    • How to become a millionaire by turning $2k into $1 mil
    • How to get out of credit card debt (Free PDF)
    • How I made $2,145 Last Month by decluttering
    • How I Broke Free From the Rat Race (in less than 2 years)
    • We just checked off the biggest goal in our life
    • Our Honest Medi-Share Review after 14 years
    • 4 Money Habits To Start (that basically guarantee financial success)
  • Email

Saving Money

He interviewed 233 millionaires, and they do this ONE thing from the book of Genesis

written by Bob Lotich, CEPF® | Saving Money

He interviewed 233 Millionaires, and they do this ONE thing from the book of Genesis.

Have you ever wondered how wealthy people got that way? A few years back, Tom Corley did a big study where he interviewed 233 people who became millionaires to find out what they did with their money. What he found out is quite different than what most people believe. It wasn’t winning the lottery, becoming […]

High interest business savings accounts (that actually pay 4% or more)

written by Bob Lotich, CEPF® | Saving Money, Entrepreneurship

With interest rates on the rise over the last couple years, we have seen lots of personal savings accounts with good interest rates 4%+. But what about business savings accounts? Are there actually any business savings accounts that actually pay well? It turns out that most of them are still paying 0.1% (or basically nothing), […]

Can we cover the cost of your Christmas shopping this year?

written by Bob Lotich, CEPF® | Saving Money

Last year, we gave Jason (a SeedTime reader just like you) $1,000 to help cover Christmas shopping. This year, I’d love to send it to you! It is really easy to get entered to win, so just follow the instructions below! Here’s how to enter the $1k giveaway: If you want a chance to win, […]

WARNING: healthcare sharing ministry users, you need to see this…

written by Bob Lotich, CEPF® | Saving Money

So, Linda and I have been using Medi-Share as our Christian healthcare-sharing service for over 13 years now. And while they are not perfect and not the cheapest, I recently received an email from a reader that I found to be shocking so I wanted to share… If you know us, you know that we […]

MediShare vs Samaritan Ministries

written by Bob Lotich, CEPF® | Saving Money

Medi-Share vs Samaritan Ministries

If you are trying to decide between Medi-Share (CCM) or Samaritan Ministries for your Christian health sharing ministry, then this article for you. Join Wes Strunk and I as we discuss these two Christian healthcare alternatives. Wes (a Samaritan member) and I (a Medi-Share member) discuss our experiences with Medi-Share vs Samaritan Health Ministries. We […]

$2k Giveaway! Celebrating 1 year!

written by Bob Lotich, CEPF® | Saving Money

Get out the confetti cause we are celebrating over here! Simple Money, Rich Life is a year old! The last year has been so amazing with what God has done through this little book in our community (and beyond)! Linda and I are so thankful for your stories you have shared and could not be […]

How to use a no-spend challenge to pay off debt and save (with Frugal Friends)

written by Bob Lotich, CEPF® | Managing Money, Debt Help, Saving Money

Start a No-Spend Challenge

(The following is an abbreviated transcription from a podcast Linda and I recorded with Frugal Friends Jen Smith and Jill Siriani. Please excuse any typos or errors.) Today we are chatting with Jen Smith and Jill Siriani (hosts of The Frugal Friends podcast). Jen is the author of a best-selling book on Amazon called The […]

Am I financially ready for a baby?

written by Laura Wales | Saving Money

how to prepare your finances for a baby

If you”re wondering, “Am I financially ready for a baby?”, I”ve got an honest answer for you: You”re probably never going to be 100% ready for a baby. Babies change everything in ways you can’t even comprehend until you have one. But babies are such a blessing! And of course, babies often just come anyway […]

  • « Go to Previous Page
  • Go to page 1
  • Go to page 2
  • Go to page 3
  • Go to page 4
  • Interim pages omitted …
  • Go to page 29
  • Go to Next Page »

Primary Sidebar

Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

Footer



SeedTime is a 2x Plutus award winning website.
seedtime money logo



SeedTime BBB Business Review
seedtime instagram seedtime money youtube channel seedtime money twitter with Bob Lotich


Our book Simple Money, Rich Life was named 2022 book of the year!
  • Home
  • About
  • Beliefs
  • Blog
  • Courses
  • Churches
  • Press
  • Shop
  • Affiliates
  • Login

Privacy Policy | Terms | Reviews | Earnings Disclaimer | Contact | 636-344-0438
625 Bakers Bridge Ave Suite 105-134 Franklin, TN 37067
©2007-2025 · SeedTime (Formerly ChristianPF)