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Saving Money

Can You Get Cheaper Car Insurance Rates if You Drive Less?

written by Aaron | Saving Money

You are probably trying to save as much money as you can on various utilities, food and everyday goods. But are you overlooking your insurance policies? You can save money on those, too! Here’s how you can save money on your car insurance, for instance.

Can You Live on a Single Income?

written by Kevin Mercadante | Career & Work, Managing Money, Saving Money

can you live on a single income

If your household has always survived on at least two paychecks, the thought of living on a single income can be intimidating. It’s tough enough to live on two incomes — but one? It’s actually doable, but it can require a radical plan of action.

5 Things Teens Should Do with Their Money

written by Carol | Saving Money

Our nine-year-old doesn’t have a regular income, so we haven’t required him to meet any financial responsibilities. But our teens are a different story . . . .

25 Free Ways to Show Your Husband You Love Him

written by Carol | Saving Money

25 ways to show your husband you love him... https://seedtime.com/free-ways-to-show-your-husband-you-love-him/

Several months ago I wrote the post “25 Free Ways to Show Your Wife You Love Her.” That post had such an overwhelming response, and we got so many requests for a husband version, that here I am again.

How Much Should You Spend on Groceries?

written by John Frainee | Budgeting, Managing Money, Saving Money

how much should you spend on groceries

Our groceries budget has fluctuated over the past couple of years. It started high, then went down pretty low, and now it is up again. I want to ask you, the readers, how much you spend on groceries so that we can all learn some valuable tips!

How Having an Emergency Fund Can Help You Save on Insurance Premiums

written by Joe | Managing Money, Saving Money

how having an emergency fund can help you save on insurance premiums

Your emergency savings is set aside to be used for nothing but emergencies. Right? Right! But that very fund can also be used to help you save on insurance premiums . . . .

A New Baby Checklist – What You’ll Need!

written by Kevin Mercadante | Saving Money

Are you welcoming a new baby to your family? If you are, there are a few things you’re going to need, and it’s best that you get as many of them before the baby arrives as you can. Life happens very quickly when a baby comes along, and advanced preparation is truly a virtue. To make it a bit easier to keep track of what you need, we’ve assembled a list of the general categories of baby related needs, and a more detailed list within each category.

Are you welcoming a new baby to your family? If you are, there are a few things you’re going to need, and it’s best that you get as many of them before the baby arrives as you can. Life happens very quickly when a baby comes along, and advanced preparation is truly a virtue.

What Are the Average Community College Tuition Costs? (It Might Shock You)

written by Aaron | Saving Money

What are the Average Community College Costs per Year

A few months ago, my 17-year old son was accepted into a fairly rigorous technical college that focuses on mechanics. I was happy for him, but at the same time, knew the tuition to attend the school would not be cheap. When the recruiter tallied up the costs associated with going to through the program — my wife and I were a bit shocked.

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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