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Saving Money

Get Out of Debt: 20 Things You Can Sell To Pay Down Debt

written by Adam Faughn | Debt Help, Saving Money

Sell To Get Out Of Debt

Time to get out of debt. Time to not only make a budget, but time to sell something! What should you sell? Here are 20 ideas of things you can sell or downgrade in order to get your debt payment going.

Making Sacrifices to Get Out of Debt

written by Bob Lotich, CEPF® | Debt Help, Saving Money

Making Sacrifices to get Out of Debt

This article focuses on the sacrifices that need to be made in order to get out of debt. The most important thing to remember about these sacrifices is that they are ONLY TEMPORARY!

How to Sell Your Stuff on Ebay

written by Bob Lotich, CEPF® | Saving Money

As part of my de-cluttering process, I sell my stuff on Ebay. There are lots of random items around the house that are perfect for selling on Ebay. If you have never sold on Ebay before, you will probably be surprised at how easy it is and how quick you can make a little money. Last time I made over $200 for only a few hours worth of time.

How To Make A Simple Budget

written by Bob Lotich, CEPF® | Budgeting, Saving Money

how to make a simple budget

What is the best way to make a budget? This step by step guide will show you how to make your budget. The first thing that anyone who wants to make a budget must do is to compare their income versus their expenses. The good thing is that it is quite easy to do…

Should You Have a Giving Fund?

written by John Frainee | Saving Money

You’ve been in the situation: someone you see needs help. They need a large amount of money and fast! What do you do? Dip into your emergency fund? Take out a loan? Find an extra job? Or tell them to ask someone else? These situations aren’t always easy. Let’s explore some ideas about giving.

How Giving is a Spiritual Discipline

written by Chris | Saving Money

In Romans 12:8 we learn that some excel in the gift of giving, but what about everyone else? We’ve all heard of spiritual disciplines such as prayer, worship, Bible study and fasting, but what about giving?

Wedding Budgets: Slash Expenses With These 5 Tips!

written by Jon | Budgeting, Saving Money

Watching wedding expenses add up can be frustrating, particularly if you are on a budget in the first place (like me!). Many couples are accruing huge amounts of debt to put on an enormous wedding, charging the maximum on credit cards and even taking out loans to pay for the occasion. This does not have to happen, though.

12 Wedding Ideas to Fit Your Budget

written by Carol | Saving Money

diy ideas to fit your wedding budget

My husband asked me to marry him in November and we planned a February wedding. My younger sister, however, had already been engaged for over a year with a June wedding planned. I was accused of trying to upstage her wedding, steal her guests, and use up Daddy’s money. Of all things, I better not use up Daddy’s money. Whatever your reasons for cutting your wedding expenses, I have the ideas for you.

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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