Getting out of debt part 4…Getting out of debt, creating wealth, living financially free, retiring with cash in hand can all be achieved by following one simple rule: Spend less money than you make.
Saving Money
30 ways to use energy wisely during winter
My local gas company had a list of 30 Hot tips to use energy wisely. Below are some of the tips worth noting: Attic insulation could be your best investment. It lowers the cost of both heating and cooling.
Primerica Review: the good and bad
Is Primerica a legit company? Here are the pros and cons of Primerica from my perspective… I have been to quite a few multi-level marketing recruiting meetings over the years and I don’t mind meeting with the recruiters and really learning what the company is all about.
Would Jesus have an emergency fund?
I talk a lot about the importance of having an emergency fund and how it is a necessary ingredient to a sound financial plan. But, I thought we should step back and ask the necessary question, “Would Jesus have an emergency fund?”
Save money on car depreciation
You can minimize the amount of depreciation of your car with these tips… Everyone has heard that a brand new car goes down hundreds or even thousands of dollars the minute you drive it off the dealer’s lot. This is just the beginning. Over the first year some cars depreciate as much as 35%.
Buying a wedding ring from Amazon.com
I bought my wife’s engagement ring from Amazon.com and I learned a few things in the process… When I began shopping for my wife’s engagement ring, I started browsing “traditional” jewelry stores to get a ballpark figure for what I could get with the amount I had saved up. Like most other purchases I make, I did my homework and learned about the four C’s (color, cut, clarity, carat) so that I could make an educated buying decision…
How to budget with Capital One 360 (Formerly ING Direct)
Want to know how to budget? Well, ING Direct is my favorite budget tool. Here are the steps how I budget with ING Direct. You could probably use this same technique at other banks, but I will show you why it is more beneficial at ING Direct.
Expenses rise to meet income
Expenses rise to meet income. This is the gist of Parkinson’s law. This is the reason that a couple months after most people get a raise, it feels just as tight financially as it did before the raise.
