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Billcutterz
Have someone else negotiate your bills (without spending a penny) Here’s an insider tip you might not know: you can negotiate many of your monthly service bills. However, most people won’t do it because they are afraid of negotiating. So once I discovered that there are companies who will do this for you – […]
Cash Envelope Budgeting
In case you don’t know or need a refresher, cash envelope budgeting involves using envelopes to manage money. An envelope is created for each of your budget categories such as food, clothes, entertainment, transportation, etc. After you receive a paycheck you fund each individual envelope (or budget category) the cash allotted to it for the month…
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