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What’s the Best Way to Help the Poor?

written by Chris | Saving Money

What is the best way to help the poor?

If you’re a Christian, you can’t help but read the Bible and be overwhelmed by God’s concern for the poor, weak and marginalized in society. He tells us to be concerned for the widow and the orphan. Jesus himself said in Matthew 25 that, “As you did to one of the least of these, you did to me” meaning that if we gave food to the hungry, drink to the thirsty and clothes to the naked, it’s as if we did it to Jesus!

When Can You Withdraw From Your Traditional IRA?

written by Jason Topp CFP®, CRPC® | Investing, Managing Money

For some reason I get this question a lot in my day job, so I thought I’d provide a little clarification on some of the rules regarding withdrawals from Individual Retirement Arrangements, or IRAs.

IRAs were designed to provide an opportunity for folks to save for retirement on a pre-tax, tax-deferred basis. In other words, the money grows without having to pay any taxes on the gains.

How to Raise a Child on Less Than $266,698

written by Joe | Managing Money, Saving Money

how to raise a child for less than a quarter million dollars (which is what they say the average cost is from birth to adulthood)

How much does it cost to raise a child these days? According to Baby Center web site, the cost of raising a child from baby to adulthood is $266,698. Now that you have pulled yourself up off the floor, I want to assure you that it is OK to bring babies into the world even […]

5 Legitimate Work From Home Jobs & Opportunities

written by Jonathan | Making Money

We live in tough times. Those who are not unemployed are under-employed. Many people agonize between taking a second job and family time. My goal is to share with you some resources that allow you to earn extra income for your family from the comfort of your own home on your schedule. Many of these examples I have personally used to add extra income to my household when needed. I am not going to focus on starting an online business in this post (although, for the diligent there is money to be made in blogging, Adsense, creating your own products, selling on ebay, and affiliate sales.) Instead, I want to introduce to you a few reputable work-from-home companies that will pay you for your work…

Resources and Ways to Cut Your Debt Load

written by Bob Lotich, CEPF® | Debt Help, Managing Money

Resources and Ways to Cut your Debt Load

The series/eBook basically takes you through all the things that my wife (Linda) and I have done to pay down our debts. When we got married we had about $40,000 of debt. Even though that was a sizeable amount of debt, we had a very strong desire to get rid of it. This intense desire drove us to make sacrifices that seemed pretty uncommon when we looked at those around us. But, as Dave Ramsey often says, “You have to live like no one else (now), so that you can live like no one else (in the future)”…

The 10 most common new year’s resolutions – is yours on here?

written by Bob Lotich, CEPF® | Debt Help, Productivity, Simplify

10 most common new years resolutions

I did some researching to find out the 10 most common new year resolutions – these are them! I am not much of a supporter of new year resolutions, I don’t like waiting around for a specific date to make positive life changes. That said, I guess some people don’t really think about making positive life changes until the new year rolls around…

Saving on your home energy bill – 22 ways

written by Bob Lotich, CEPF® | Saving Money

22 ways to save money on your home energy bills

I am getting ready to embark on an all out battle against our energy bills and I know the next couple months are going to be tough. It’s been a cold December, but January and February are always a bit more intense. But after doing some homework, I found a bunch of simple things that we can do to lower our bills this winter. Even though I should have done this 2 months ago, I am going to basically treat this as my checklist of things to do to over the next couple weeks…

21 Great Bible Verses About Giving

written by Bob Lotich, CEPF® | Biblical Personal Finance, Popular

Bible verses about giving

The attitude behind it really matters. There is a huge difference between buying stuff that you feel (or are) obligated to, and intentionally (and cheerfully) giving something to another person. So if you need a little boost to your giving attitude this year, do a little meditating on the scriptures below…

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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