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6 Simple Ways You Can Improve Your Credit Score

written by Kevin Mercadante | Debt Help

6 simple ways to improve your credit score

If your credit score has fallen recently, due to a missed payment or two, or perhaps you have too much credit outstanding, there are some simple ways you can improve on your credit score that will get it back on the right track. Doing a combination of several of these could see your credit score rise significantly in just the next few months — and that goes for your credit score at each credit repository.

25 Free Ways to Show Your Husband You Love Him

written by Carol | Saving Money

25 ways to show your husband you love him... https://seedtime.com/free-ways-to-show-your-husband-you-love-him/

Several months ago I wrote the post “25 Free Ways to Show Your Wife You Love Her.” That post had such an overwhelming response, and we got so many requests for a husband version, that here I am again.

How to Say “Thank You” to a Pastor: 20 Great Ways

written by Adam Simon | Career & Work

20 ways to say thank you to your pastor

How do you adequately say “thank you” to someone who gives so much of themselves, laying aside their own lives for the sake of serving and caring for the spiritual health of others? Depending on the level of forethought and creativity, there are many ways to thank a pastor!

How to Sell Your Stuff on Ebay

written by Bob Lotich, CEPF® | Saving Money

As part of my de-cluttering process, I sell my stuff on Ebay. There are lots of random items around the house that are perfect for selling on Ebay. If you have never sold on Ebay before, you will probably be surprised at how easy it is and how quick you can make a little money. Last time I made over $200 for only a few hours worth of time.

How To Make A Simple Budget

written by Bob Lotich, CEPF® | Budgeting, Saving Money

how to make a simple budget

What is the best way to make a budget? This step by step guide will show you how to make your budget. The first thing that anyone who wants to make a budget must do is to compare their income versus their expenses. The good thing is that it is quite easy to do…

25 Inspirational Bible Verses

written by Bob Lotich, CEPF® | Biblical Personal Finance

I personally really benefit from soaking up a great verse or helpful quote, so I am always looking for inspirational Bible Verses or quotes to help me stay motivated. So many of the verses below may be familiar to you, but I encourage you to read over them and soak them up! Let this be a little bit of a bible study for you today!

I personally really benefit from soaking up a great verse or helpful quote, so I am always looking for inspirational Bible Verses or quotes to help me stay motivated…

10 Free Dates Your Wife Will Love

written by Bob Lotich, CEPF® | Saving Money

10 free date ideas that your wife will love - https://seedtime.com/10-free-dates-your-wife-will-love/

Alright, I can’t guarantee that she will “love” all of them, I mean what kind of guy would I be if I completely understood women? 😉 But, I am sure that she will at least love some of them, depending on the type of lady you have…

16 Legitimate Home Survey Companies?

written by Bob Lotich, CEPF® | Saving Money

16 legit home survey companies... https://seedtime.com/legitimate-home-survey-companies/

These are some of the survey sites that I have either heard good things about from readers or have some reason to believe that they are legit…

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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