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Self Improvement

10 Famous Quotes to Help Us Beat Fear & Laziness

written by Bob Lotich, CEPF® | Saving Money

10 famous quotes to help us beat fear and laziness

It’s no secret that I like quotes. I am one of those guys who can get really motivated by the right words. And while some of the best encouraging quotes are in the Bible, there have been a lot of brilliant minds who have said some pretty inspiring words that still help me when I read them. So I decided to gather up the 10 best motivation quotes (in my opinion, of course!).

9 Creative Ways to Say Thank You

written by Bob Lotich, CEPF® | Simplify

These are my favorite creative ways to say thank you… A lot of respect can be earned or lost by our ability to say thanks. It may not be the way it should be, but some people really take offense if they don’t receive a thank you card within 30 days of sending a wedding gift. And have you ever held the door for someone who didn’t even acknowledge your presence, much less say, “thanks”?

Andy Stanley’s ‘Balanced’ Series

written by Bob Lotich, CEPF® | Debt Help, Managing Money

Andy Stanley Balanced

Earlier this year I listened to Andy Stanley’s ‘Balanced’ 6-part financial series for the second time. And I thought to myself, “I have got to find a way to share this with the readers.”

25 Free Ways to Show Your Husband You Love Him

written by Carol | Saving Money

25 ways to show your husband you love him... https://seedtime.com/free-ways-to-show-your-husband-you-love-him/

Several months ago I wrote the post “25 Free Ways to Show Your Wife You Love Her.” That post had such an overwhelming response, and we got so many requests for a husband version, that here I am again.

How to Calculate Your Real Hourly Wage

written by Cherie | Career & Work, Entrepreneurship

Wages

Have you ever calculated your real hourly wage? You might be surprised! Once you find it out, you can use that information to make some adjustments in your personal and financial life that will result in real change.

What Does the Bible Say About Worrying About Money?

written by Joe | Biblical Personal Finance

what does the bible say about worrying about money

Should you be worrying about money? And does the Bible give practical tips for overcoming worry? Worry has many affects on your health and situation, so how do you get rid of it? In this post, I won’t claim to give the totality of Biblical counsel on this topic, but I do promise that the following passages will help.

Why Integrity is Important in the Workplace

written by Joe | Career & Work

Why integrity is important in the workplace

In his book The Millionaire Mind, Thomas J. Stanley asked 733 millionaires to rank 30 factors which led to their success. The number one attribute, “being honest with all people,” tells volumes about the importance of integrity in the workplace: it is more than living out good moral principles — it is also critical for succeeding in the business world.

Why You Should be Happy With What You Have

written by Joe | Biblical Personal Finance, Simplify

why you should be happy with what you have

What do you need to make you happy? A nicer car? A better paying job? A bigger house? The newest cell phone? Now let me ask another question: do you truly believe that these things will give you long term happiness? My guess is that life has taught you that whatever mood boost you might receive won’t last. It never does. The moment you get the latest and greatest, the euphoria dissipates and you begin longing for something else. Am I right?

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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