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Bob Lotich, CEPF®

How we saved 75% off our vacation this year

written by Bob Lotich, CEPF® | Saving Money

vacation rentals

I wrote this article article a few years ago, but it has been updated for 2019. This February I took off for what we called a bit of a sabbatical rather than a vacation. But either way, it was great. We rented a condo on the beach and it was SO much cheaper than the […]

Prayer for finances (Printable PDF)

written by Bob Lotich, CEPF® | Biblical Personal Finance

Prayer for finances and scriptures to pray for financial breakthrough - FREE printable PDF

At many times over the years I have found myself in a challenging financial position and found myself praying for finances. While much of what I write about on this site are practical tips to improve your finances, the truth is that when you need a financial breakthrough, there really is no better move than […]

Was Jesus a tightwad?

written by Bob Lotich, CEPF® | Biblical Personal Finance, Budgeting

Was Jesus a tightwad?

It seems that many Americans think the defining indicator of financial security is your lack of concern for waste. You can see it all over our culture with movie stars spending $30,000 on a designer handbag to carry their dogs in, or in the rock-n-roll lifestyle where music videos clearly portray the idea that,”money is no object,” often times in a competition of who can have the most gold chains or throw the most cash in the air.

19 Proverbs about money

written by Bob Lotich, CEPF® | Biblical Personal Finance

19 Proverbs about Money in the Bible

I still remember the first time I read through the book of Proverbs and I was fascinated that there were so many proverbs about money. The book is full of so much amazing wisdom and thankfully for us all, the Bible says a lot about money. So this isn’t all of the money proverbs, but […]

What Jesus said about money

written by Bob Lotich, CEPF® | Biblical Personal Finance

Through the written word, Jesus has given us a lot of instructions regarding how to manage our money. Money can be a touchy subject for many. However, it is an important area to consider. This is why Jesus made sure to talk about it a lot. Out of all the things Christ shared about money, […]

29 Scriptures on Finances (from Financial Experts)

written by Bob Lotich, CEPF® | Biblical Personal Finance

29 scriptures on finances

I asked some of the smartest Christian financial experts that I know two questions: What Bible verse has impacted your finances the most? And why? I wanted to see what scriptures have had the biggest impact in their lives and give them an opportunity to share the reason as well. My prayer is that the […]

My Top 10 Christmas Gift Ideas (for those who have everything)

written by Bob Lotich, CEPF® | Saving Money

gift ideas for minimalists

I took all your gift ideas and consolidate them to come up with a top 10 list of the most popular gift ideas for 2011 as chosen by you!

My strategy for giving away millions

written by Bob Lotich, CEPF® | Biblical Personal Finance

giving away millions

What if we could create millions of dollars only to give it away? How many missionaries could be supported? How many evangelistic outreaches could be funded? How many God glorifying books could be published? How many hungry could be fed? How many lost could be reached? I believe there are lots of people who God […]

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.


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