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Bob Lotich, CEPF®

Buying life insurance for your parents: Is it wise? Is it wrong?

written by Bob Lotich, CEPF® | Biblical Personal Finance, Managing Money

Would you take out life insurance on your parents? Why or why not? Recently my siblings have been talking to my mother and I about taking a life insurance out for her, in the case that she passes, a sum of money could be left for her kids and grandkids. The idea would be that we would all co-fund this insurance with her and them.

Being owed money & striving to pass the test

written by Bob Lotich, CEPF® | Biblical Personal Finance, Simplify

being owed money and striving to pass the test

I once heard someone say, “challenges are just wonderfully disguised opportunities for growth.” I really do believe it to be true. Just like a strong physical body requires exercises that push it beyond what is comfortable, so a strong character requires challenges that aren’t comfortable. My newest challenge is that an advertiser owes me a […]

How I used a 3rd car to prevent financial catastrophe

written by Bob Lotich, CEPF® | Debt Help, Managing Money

As some of you all know my car had to be put to sleep a few months ago. I am not really sure why I am just writing about it now – maybe because the grieving period lasted this long? 😉 But anyway, it’s passing marked a significant point in my financial life: It was […]

Is asking for a discount appropriate?

written by Bob Lotich, CEPF® | Simplify

I was hanging out with some of my family this weekend and an interesting & frustrating discussion came up about the appropriateness of asking for a discount from fellow Christians. The discussion started because of this story: A hard-working painter (Joe) we all knew from church went over to give an estimate to another church-member […]

Will Social Security be around when you retire?

written by Bob Lotich, CEPF® | Managing Money

will social security be around when you retire

While I am pleased that the government is being honest about challenges ahead for the Social Security program, I shutter to think that many people plan on it being around when they retire…

Make money writing for Hubpages

written by Bob Lotich, CEPF® | Debt Help, Entrepreneurship, Making Money

How I make $2 per month for each article I write at hubpages

..These are the steps I took to start making money writing for hubpages… I did very little if any work after creating the hubpages and yet I still made $47.14 in July…

How to sell books on Amazon and make money!

written by Bob Lotich, CEPF® | Making Money

how to actually sell your books on amazon and make some money!

These are the steps I take when selling books on Amazon. By following a few of these steps you can make more money with each item that you sell…

How much money does a Christian need?

written by Bob Lotich, CEPF® | Saving Money

This is a tough question to answer because it is different for every person, but I like to think that the answer for most of us should be “a lot”…

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