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Craig Ford

10 Money Tips For Graduates

May 28, 2019 By Craig Ford 11 Comments

I keep checking my mailbox to get an invitation to speak at a school graduation, but alas, the invitation never came. Therefore, I’m going to share 10 tips I wish I had when I graduated (high school and college). 1. When given the choice to learn from your own mistakes or the mistakes of others . . .

4 Habits of Millionaires (Have Any of These?)

February 25, 2019 By Craig Ford 23 Comments

The book The Millionaire Next Door analyzes the financial habits of millionaires. It shares the results from interviews and surveys with millionaires. The goal of the book is to give an accurate idea of what characteristics make a millionaire. I found four of those characteristics especially important . . . .

How to Survive a Financial Crisis: 12 Tips For Married Couples

September 8, 2016 By Craig Ford 11 Comments

Job loss.  A lay off.  Fraud. Getting fired. Robbery.  Legal Issues. Credit card debt.  In a moment, any of these […]

10 Ways To Make Money For Teenagers This Summer

June 17, 2016 By Craig Ford 8 Comments

Before dropping off your first application for a summer job, you should first first stop and define what the perfect summer job looks like. Some teens would love to spend the summer working at a camp, and others would be content setting up their own business. Here are a few fun summer job ideas and ways to make sure you define what you are looking for before you begin your search…

Personal Capital Review

March 20, 2013 By Craig Ford 8 Comments

Personal Capital is an online personal finance tool that allows you to track all of your finances (budget, bank accounts, credit cards, and investments) all in one place. Best of all, it’s free! Here are some benefits as well as what you should know before you sign up.

10 Compelling Reasons to Give More

May 19, 2011 By Craig Ford 3 Comments

One would expect a Christian blog to talk about giving. We may ask, “how much should I give? Where should I give?” Giving is part of our Christian mission. If Christians can increase their giving by embracing missional frugality, much good will be done in their lives, in their relationship with God, and around the world.

How to Save Hundreds of Dollars By Taking a Day Off Work

November 21, 2010 By Craig Ford 4 Comments

Do you have a to do list that includes items you should have accomplished a year ago?  If you do, […]

8 Money Questions That Have a Lasting Impact on Your Finances

October 10, 2010 By Craig Ford 7 Comments

Making decisions can be hard work. Sometimes I get tired of trying to choose between all the options of life.  […]

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Welcome!

Bob Lotich

Hey! I’m Bob Lotich. Jesus follower, husband, dad, best-selling author, CEPF®, and money nerd.

This site contains the lessons I learned on my journey from being a stingy, debt-ridden fool, to being able to give more than I ever dreamed, having a paid off house by age 31, and peace with money in the process. Find out more or join us here.

Simple Money Rich Life

 

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The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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