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John Frainee

20 REAL Companies That Want To Hire You For Work From Home Jobs

written by John Frainee | Making Money

You don’t have to own a business to work from home. Although there are plenty legitimate home-based businesses you can start, existing companies will pay you to help them from the comfort of your own home. So get your home office set up, here are 20 real companies that will pay you to work in your slippers. Comfy!

70+ Budget Categories To Consider for your Budget

written by John Frainee | Budgeting

31 legit home-based biz ideas

In order to have an effective budget, you’re going to need some basic personal budget categories to start. Determining your budget categories isn’t always easy, especially if you’ve never made a budget before. Start your budget off right . . . here are some of the best budgeting categories to set you off on the right foot.

MoneyWell Review | Envelope Budgeting Software

written by John Frainee | Budgeting, Managing Money, Productivity

MoneyWell

Over the past four years or so I’ve been using proactive envelope budgeting software called MoneyWell. It’s available on the Mac platform and there’s a companion app called MoneyWell Express for iPhone and iPod touch. Here’s what you need to know about it!

5 Ways to Avoid an Overdraft (and Fees)

written by John Frainee | Managing Money

There’s nothing quite like the sinking feeling you get when you overdraft your checking account. You thought you had the money, but nope, you didn’t. And then, the threat of a ridiculously high overdraft fee looms overhead. What are you to do? Let’s explore some ways you can avoid an overdraft altogether (including the fees that accompany them).

How Much Should You Spend on Groceries?

written by John Frainee | Budgeting, Managing Money, Saving Money

how much should you spend on groceries

Our groceries budget has fluctuated over the past couple of years. It started high, then went down pretty low, and now it is up again. I want to ask you, the readers, how much you spend on groceries so that we can all learn some valuable tips!

Where’s My Tax Refund: 3 Common Reasons for Delays

written by John Frainee | Saving Money

tax return

If you’re anxiously watching the mailbox wondering where your tax refund is, you’re certainly not alone. Many people are counting on their tax refund to help fund their most recent home improvement project or pay off debt that’s been lingering around for the last millennium. Okay, maybe that last one was a bit harsh, but you get the idea. It might have been several days or weeks since you filed your federal and state taxes, and you’re wondering what’s the holdup. Here are a few things that can delay your tax refund, and how you can track it down.

Should You Have a Giving Fund?

written by John Frainee | Saving Money

You’ve been in the situation: someone you see needs help. They need a large amount of money and fast! What do you do? Dip into your emergency fund? Take out a loan? Find an extra job? Or tell them to ask someone else? These situations aren’t always easy. Let’s explore some ideas about giving.

How Much “Fun Money” Should You Spend Per Month?

written by John Frainee | Budgeting

How much fun money should you spend per month?

If you’re like me – a penny pincher – you need to know it’s okay to have a little fun every once in a while. But how much should you spend on entertainment and fun? The answer is different for everyone, but here are a a few ideas that can help you figure that out.

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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