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Rich Avery

About Rich Avery

Rich is an ordained minister, life coach, writer, entrepreneur, and director of a faith-based nonprofit organization. His mission in life is to help people discover their life’s purpose, do the work they love, achieve their dreams and live to their full potential in all areas of life – not just their work or career. Read more from Rich at morethanapastor.com.

How to Choose the Best Charities to Donate To

written by Rich Avery | Saving Money

gifts background

There are over 1.1 million public charities in the United States, and more than 55,000 new ones were launched in the year 2011, according to the IRS. All of these organizations purport to do good work and make a difference, so how do you decide which ones are the best charities to donate to?

7 Simple Rules To Stop Fighting About Money

written by Rich Avery | Saving Money

Want to finally stop fighting about money with your spouse? These are 7 simple rules that you can start applying to your life today that will end those fights about money!

Dissension in marriage is often caused by conflicting financial priorities. So if you want to experience greater harmony and unity in your marriage, you won’t go wrong by finding ways to create greater harmony and unity in your finances.

4 Free Ways to Do Your Taxes on Your Phone

written by Rich Avery | Managing Money, Saving Money

These are 4 ways you can file your taxes for free using your iphone. One of them even offers free state tax filing as well as free federal filing! Enjoy!

Are you ready to start working on your 2012 state and federal tax returns? There’s an app for that! Actually, there are several free ways to do your taxes on your tablet or smartphone. Suddenly, tax time just got a little less taxing — and maybe even a little more fun.

16 Ways to Protect Yourself from Online Fraud and Identity Theft

written by Rich Avery | Saving Money

While no one can totally prevent it, there are many things you can do to protect yourself from online fraud and identity theft. Check out these 16 simple things you can do today to minimize your chances of becoming a victim -

While no one can totally prevent it, there are many things you can do to protect yourself from online fraud and identity theft.

Are Church Giving Kiosks a Good Thing?

written by Rich Avery | Saving Money

Giving Kiosk

I attended a missions conference at a very large church in the Orlando area six years ago and was struck by a machine sitting in the lobby. At first, I thought it looked like an ATM. But it wasn’t. After a closer look, I discovered that this curious machine was a giving kiosk.

Why Do Pastors Always Talk About Money?

written by Rich Avery | Biblical Personal Finance, Managing Money

Why do pastors always talk about money?

“Why do pastors always talk about money at church?” It’s a question I’m asked every now and then when someone finds out I’m a pastor.

9 Financial Challenges Pastors Face

written by Rich Avery | Saving Money

Pastor Struggling with Finances

As a pastor for over 14 years, I don’t know anyone who went into the ministry for the money. Pastors respond to a call to serve God and make a real difference in the lives of others. Most live modest lives and give sacrificially of their time and financial resources to help others. But some pastors struggle under the weight of financial burdens that few people in their congregation know about.

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Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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