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The Blog

Why Money Doesn’t Solve Most Money Problems

written by Bob Lotich, CEPF® | Debt Help, Money Mistakes

why money doesn't solve money problems

I mean if you were making what your boss is making, it will not fix your financial squeeze. There is a famous principle that expenses rise to meet income, so if you are having a hard time paying your bills or making a dent in your mountain of debt money is NOT your answer.

“The plan” crypto bot review (5 months later & my results)

written by Bob Lotich, CEPF® | Making Money

I recently did a review of my results of this new Crypto bots experiment using “The Plan” by Dan Hollings that I’ve been doing for the last 5 months. You can watch the full video below or keep reading for the transcription. (The following is an abbreviated transcription from a video I recorded on May […]

How to make your kid a millionaire [by employing them in your business]

written by Bob Lotich, CEPF® | Investing, Career & Work, Managing Money

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) What would you say if I told you that you could set your kid up for millionaire status? You can. Especially if you own your own business. In this article you will see how you can […]

Jordan Grumet: A hospice doctor’s advice on spending, saving, and living life to the full

written by Bob Lotich, CEPF® | Managing Money

(The following is an abbreviated transcription from a video Linda and I recorded with Jordan Grumet. Please excuse any typos or errors.) Jordan Grumet (our new Jewish friend) is an MD (hospice doctor), host of the award-winning podcast Earn and Invest and an author. His new book is called Taking Stock: A Hospice Doctor’s Advice […]

Making money FUN with Annie F Downs

written by Bob Lotich, CEPF® | Managing Money

enjoying your money with Annie Downs

(The following is an abbreviated transcription from a video Linda and I recorded with Annie F. Downs. Please excuse any typos or errors.) We are excited to have the opportunity to sit down with Annie F. Downs. Linda and I got to talk with Annie about her amazing new book Chase The Fun. For anybody […]

Our quarterly planning day for our business (checklist & our exact process)

written by Bob Lotich, CEPF® | Career & Work, Entrepreneurship

Quarterly Business Planning Process

(The following is an abbreviated transcription from a video Linda and I recorded. Please excuse any typos or errors.) For the last few years I have been having a quarterly planning day for our business. And, it has been amazing for the business. The first thing I do is to step out of the office. […]

‘Preachers N Sneakers’ Ben Kirby on balancing wanting more and contentment (that I struggle with)

written by Bob Lotich, CEPF® | Biblical Personal Finance, Career & Work, Managing Money

(The following is an abbreviated transcription from a video I recorded with Ben Kirby. Please excuse any typos or errors.) When it comes to finances and faith, it can be a very touchy subject. The world can influence us and we take too much credit for ourselves. Or, we can put too much trust into […]

Derrick Kinney and money attitudes holding you back

written by Bob Lotich, CEPF® | Money Mistakes

financial attitudes

(The following is an abbreviated transcription from a video I recorded with Derrick Kinney. Please excuse any typos or errors.) Do you have any money attitudes holding you back in life? You just may. But, we can always change our attitude and breakthrough. Derrick Kinney wrote a really cool book that I’m really excited about. […]

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Primary Sidebar

Bob Lotich

Hi there! We are Bob & Linda Lotich. Jesus followers, authors, podcasters, and undying fans of Michael Scott.

This site contains the lessons we learned on our journey from being stingy, debt-ridden fools, to being able to reach our biggest financial goal of giving $1 million by age 40, having zero debt & a paid off house by age 31, and peace with money in the process.

Now we share our best lessons with people like you, groups, and churches with our Award-winning book Simple Money, Rich Life and our 6-week video course True Financial Freedom.

Grab our book!

Simple Money Rich Life

Legal Disclaimer

The articles on this site should not be taken as financial advice. Please contact a financial advisor (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.

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